Want to invest but don't know where to start? Tune in to this episode of the Power Forward Pod, hosted by the Power Forward Group Financial Advisory Team, as they tackle the foundational principles of investing for long-term success.

This week, Bobby Kaslander and Joe Shalom offer a clear, elementary explanation of the stock market, breaking down complex terms and emphasizing the importance of starting early, especially in a world filled with "fake financial advice".

• The ABCs of Investing: Bobby and Joe define what stocks (equities) and bonds are, explaining that a stock represents a small piece of company ownership, while a bond is essentially a loan to the company. They also clarify that stock market fluctuations are driven by supply and demand, macroeconomic factors (like interest rates and geopolitical risks), and company earnings reports.
• The Power of Diversification and ETFs: Learn why investing in a single stock carries a lot of risk and how Exchange Traded Funds (ETFs) and broad-based market ETFs offer a low-cost, diversified way for new investors to enter the market by owning micro-shares of many different companies, such as all 500 in the S&P 500.
• Why Time-In is Everything: Discover the crucial importance of starting your investment journey "yesterday," as Joe illustrates the shocking power of compounding interest: starting early with less money can yield a significantly higher return over the long run compared to starting later with a higher principal. They also provide practical steps for starting to invest, like opening a brokerage account and prioritizing an emergency fund and clearing credit card debt.

In this episode of The Power Forward Pod, the team welcomes an incredible guest — a venture capitalist, private equity leader, mentor to athletes and entrepreneurs, and now a Shark on Shark Tank. From humble beginnings on the South Side of Chicago to launching a groundbreaking sports investment fund with Mark Cuban, his journey is all about resilience, reinvention, and redefining success.

In this episode, you’ll hear:

How early struggles with money and opportunity fueled a mission to teach financial literacy and create generational wealth.

What really happens behind the scenes of Shark Tank — and how integrity drives every investment decision.

How the new “Sports 2.0” model is changing professional sports ownership and opening doors for innovative investors.

In this episode of The Power Forward Pod, Ruvin Levavi and Bobby Kaslander dive into Morgan Housel’s newest book, The Art of Spending Money — exploring how our relationship with money shapes not just our financial health, but our happiness, purpose, and peace of mind.

Through honest conversation and real-life examples, the hosts unpack what it really means to spend with intention — and why money itself is only valuable when it supports what truly matters most.

In this episode, you’ll hear:

• How to align your spending with your personal values and purpose — not just status or comparison.
• Why “the art” of money isn’t about formulas, but about understanding what makes you feel fulfilled.
• How to redefine financial success by focusing on family, freedom, and experiences that last.

Tune in now for a thoughtful, down-to-earth discussion that will help you rethink the role of money in your life — and inspire you to pursue financial decisions driven by meaning, not materialism.

Host Ruvin Levavi is joined by team members Michael Danes and David Chabot to discuss the major financial decisions faced by younger clients. The team uses their varying ages and experiences to provide different perspectives on key life events and the financial choices that accompany them.

Topics discussed in this episode include:

• The Cost of Kids: The conversation begins with a discussion on having children and the financial implications. While some, like Michael, are more financially minded about the number of kids they want, others, like David and Ruvin, found the decision was more emotionally driven, with the finances following later.

• Renting vs. Buying: The team dives into the age-old debate of buying versus renting a home. They explore the financial and emotional aspects of the decision, noting that while renting may make more financial sense in the short term, owning a home can provide a sense of stability and ownership that renting can't.

• Financial Planning is Not Linear: The team stresses that while financial plans are often modeled linearly, life is not. Things change, and a good financial plan must be flexible and adaptive to life events, from starting a family to changing careers.

• Investing in Your Future: The episode concludes by emphasizing that while financial planning can be done with a computer program, the decisions are based on life goals and values, not just numbers. The role of an advisor is to help people be more intentional about how they save and invest, helping them to create their own environment and financial future.

Host Ruvin Levavi and original PFG member Chris DeVito discuss the "dangerous income" of a big law salary. They explore how a high income can create a false sense of security and lead to a single-goal-oriented focus on your career, rather than on your overall financial picture.

Key discussion points include:

• The Big Law Dilemma: While a quarter-million-dollar starting salary seems like a lot, expenses and bills can quickly add up, making the income feel "dangerous".
• Lifestyle Creep: As attorneys advance in their careers and their income increases, their savings rate often stays the same, while their lifestyle and expenses grow. This makes it harder to save later on and to make up for lost time.
• The Inversion of Financial Goals: The first financial benefit people often get from a corporate job is a retirement account like a 401(k), but a 22-year-old is more likely to be thinking about paying off student loans or buying a house than they are about retirement.
• Being Intentional: The solution to dangerous income is to be intentional with your finances. By automating savings and periodically checking in on your financial plan, you can avoid the "get to it tomorrow" trap. Carving out a little time for yourself, about an hour and 45 minutes a year, to work with an advisor on a financial plan can help you become a buyer of your own time and lifestyle, rather than a renter

Get ready for an exclusive behind-the-scenes look at the New York Times DealBook Summit! In this episode of The Power Forward Pod, we’re joined by returning guest Michael Kane to unpack the big takeaways, unforgettable moments, and lessons from this one-of-a-kind event. The DealBook Summit gathers some of the world’s most influential leaders, thinkers, and innovators, offering an intimate glimpse into the ideas shaping our future.

What’s Inside This Episode:

• What Makes the DealBook Summit Unique: A look at the event’s unmatched atmosphere, from its intimate setting to its star-studded attendee list.
• Highlights from Top Speakers:
• Sam Altman on the future of AI—insights into OpenAI's path, the rise of ChatGPT, and the optimism driving technological advancements.
• Jeff Bezos on leadership and vision—key takeaways from his standout appearance and what sets him apart.
• Reflections on Bill Clinton's emotional moments and Jerome Powell's surprising personal anecdotes.
• The Power of Live Connection: Why experiencing these discussions in person creates a deeper impact than media soundbites.
• Themes of Optimism and Authenticity:How the human side of these leaders—beyond money and fame—emerged throughout the event.

This episode is packed with practical insights on leadership, innovation, and staying ahead in a constantly changing world. Whether you're leading a team, exploring new ideas, or just curious about what drives today’s movers and shakers, you’ll walk away with fresh perspectives.

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Welcome to the Power Forward Pod, where meaningful dialogues spark transformation! In this episode, our host sits down with Hunter Gimbel, CEO and Managing Partner of The Gaber Group, for a deep dive into the art of financial advisory, leadership, and navigating change in a competitive industry.

Discover the power of collaboration, the importance of legacy, and why both Hunter and Ruvin believe in building firms that transcend their founders.

Key Highlights:

• Leadership Lessons: Hear Hunter's journey of stepping into big shoes and leading with humility while maintaining the company’s legacy.
• Estate Planning Simplified: Learn how financial advisors can approach estate planning with a personal, client-focused lens.
• Scaling While Serving: Explore the balance of wearing two hats—business leadership and client advisory.
• The Future of Financial Advisory: Dive into industry challenges like advisor shortages, AI integration, and fostering trust with clients in a shifting landscape.
• Crafting the Perfect Elevator Pitch: Tips for presenting your value in every interaction, from boardrooms to casual meet-ups.

Take away actionable insights on how to stay client-focused, innovate in your practice, and build a legacy that lasts. 7479903DH_JAN27

Welcome to the Power Forward Pod, where conversations spark insight and collaboration reigns supreme! In this episode, hosts Ruvin Levavi and Joe Shalom dive into the essentials of financial planning for young professionals, sharing insights and strategies to help you build a solid foundation as you embark on your career.

Join us as we distill the key takeaways from a recent community seminar, offering practical advice and answers to pressing financial questions:

1. Understanding Financial Planning: What does it mean to create a financial plan, and why is it crucial for your future?
2. Investment Basics: How do you start investing wisely? Learn about market trends and the importance of long-term planning.
3. Emotional Investing: Why do most investors struggle with buying low and selling high, and how can you avoid common pitfalls?
4. Building an Emergency Fund: What is the recommended cash reserve, and how does it protect your investments?
5. Retirement Savings: Explore the benefits of Roth vs. traditional IRAs and how to effectively balance your savings for immediate and future needs.

This episode offers you actionable strategies and expert insights to inspire and motivate you on your financial journey. Whether you’re just starting your career or looking to enhance your financial literacy, this discussion is packed with valuable information.

Tune in to discover how to navigate your financial future with confidence—because taking the first step can change everything!

We'd love to hear your thoughts on this episode! Have questions or experiences to share about your career journey? Reach out to us at mikaela@powerforwardgroup.com or visit our website at powerforwardgroup.com. Your feedback helps us create content that matters to you.

Securities and investment advisory services are offered through Registered Representatives of Hornor, Townsend and Kent, LLC (HTK). Registered Investment Advisor, Member FINRA/SEC. 600 Dresher Rd., Horsham, PA 19044, 800-876-7637 www.HTK.com. Power Forward Group is unaffiliated with HTK.

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