Budgeting Personal Finance

Having a proper budget can help you reduce outstanding debt, take control of your financial destiny and become a more relaxed and happier person. Depending on the nature of your circumstances, the perfect budget may not necessarily mean you spending less. But you may require be required to make effective and informed financial decisions. Creating an appropriate budget will help you jump off the treadmill of surviving from paycheck to the next.

Childfree Wealth Specialist® Dr. Jay Zigmont flips FIRE—Financial Independence, Retire Early—on its head, showing how people without kids can live the FILE life—Financial Independence, LIVE Early—by following his eight No-Baby Steps. Whether you're single, coupled up, or planning the perfect Golden Girls living arrangement with your best friends, The Childfree Guide to Life and Money is the most comprehensive resource for designing your life, figuring out your finances, and living your best life.

Veteran money manager Kevin Simpson shares portfolio hedging strategies typically accessible only to professional money managers and wealthy financiers—including one of the best-kept secrets to creating sustainable income. Simpson uses easy-to-understand language and real-world examples to explore-in depth-his time-tested, proven strategies for driving investment returns. Becoming financially independent isn't limited by inheritance or luck. This book is for anyone eager to learn the most effective ways to grow their investment portfolios and Walk Toward Wealth.

If you find yourself spending more than you earn; struggling to balance debts, rein in spending, and save; if you want friendly, simple, practical advice that doesn’t assume any prior knowledge of personal finances, then this book is aimed at you. If you absorb the contents of this book and follow the straightforward guidance, then you will immediately begin to feel more in control and secure about your finances.

Popular personal finance educator Steve Adcock delivers a fun, insightful, and hands-on discussion of how to build financial security, retire early, and give back to the community. You’ll learn to focus on yourself and your family first, creating personal wealth for the purpose of giving back to others. In the book, the author explains that “saving money” isn’t a goal in and of itself, but rather the end product of the personal wealth equation: Wealth = Income + Investments – Lifestyle.

Et si je vous disais que tout est possible ? Que les seules limites qui puissent exister sont celles que nous nous imposons à nous-mêmes ? Vous répondriez peut-être : "Si c'était le cas, cela se saurait, et personne n'aurait à vivre les 3/4 de son existence à faire un travail absolument sans intérêt et pénible." Eh bien si. Savez-vous pourquoi ? En fait, l'homme a peur. Il naît avec la peur. Il est élevé dans la peur. Et cette peur va conditionner, inévitablement, chacun de ses actes.

Financial freedom is everybody’s end goal. But unfortunately, not everyone gets to achieve it because of the wrong information, wrong habits, or both. Whether you’re born into poverty or with a silver spoon, financial independence is within your reach if you practice the right money habits.

In Psychology of Financial Planning: The Practitioner's Guide to Money and Behavior, distinguished authors Drs. Brad Klontz, CFP, Charles Chaffin, and Ted Klontz deliver a comprehensive overview of the psychological factors that impact the financial planning client. Designed for both professional and academic audiences, Psychology of Financial Planning is written for those with thirty years in practice as well as those just beginning their journey.

This audiobook is a bundle of two books: Money Management and Financial Budgeting. This is useful for learning everything to know about your credit score and how a good credit score matters. You'll also learn about staying out of debt, budgeting, saving and investing. With the help of these two books, you'll be able to plan your finances wisely.

Great wealth casts a long shadow. Inheritors commonly face intense familial expectations, public scrutiny and judgment, and confusing or debilitating self-narratives, under which many flounder. And we―as family, friends, and society―slowly lose their contribution to our lives and the common good. The Myth of the Silver Spoon helps guide the next gen of the affluent, their families, and the ecosystem of professionals who influence them to identify and confront negative thinking and behaviors related to wealth.

Imagine you're hanging out with friends on a sunny Saturday afternoon. Everyone's showing off their latest purchases — the newest iPhone or that exclusive Taylor Swift concert ticket. But while your friends flash their cards or Apple Pay, your heart sinks. With every tap, cha-ching, or swipe, you're confronted with a grim reality — financial FOMO.

The 48 Laws of Money is not just another finance book—it’s your ultimate guide to mastering the rules that govern wealth. Whether you’re just starting out or seeking to refine your financial habits, this book delivers proven strategies to help you control your finances, grow your investments, and build a lasting fortune.

How to build - and keep - generational wealth! How can a family build "safe and sure" wealth...that lasts for generations? That's the question answered by Perpetual Wealth. You'll discover how families can create wealth together to serve the good of all. The authors call it "family financing", and it's about much more than money! Among the many fascinating and insightful points, you'll learn: Why "typical" financial advice sabotages long-term wealth, the "four cornerstones of generational wealth" that ensure an inheritance will be wisely used, not wasted, and more.

Everyone has an opportunity to grow their money and get out of debt, but you must start to make this a reality. Be warned, though, when your income starts to grow, it is easy to fall into temptation and start spending more than you are earning again. Refrain and continue saving and investing your money. Every small step counts. Every coin kept and invested counts. If you use the profit you make, you will be unable to grow your wealth...With time, you will have a venture that can not only buy you whatever you want but one that will continue to grow over the years.

Have you been struggling with your finances and finding yourself living from paycheck to paycheck? Are you in a state where you are constantly riddled with debts, which you can’t seem to be free of? You are about to discover the ins and outs of proper budgeting that will effectively enable you to change the way you think about budgets and inculcate a budgeting system that works in your life to put yourself squarely on the path to financial freedom!

"Personal Finance For Teens Unlocked" - Unleash Financial Success! Embark on an enlightening journey into personal finance designed exclusively for teens! This book is not just a guide; it's a powerful tool to unlock the mysteries of money management, savings, and investments in a way that resonates with young minds.

With record-breaking highs one minute and economy-rocking lows the next, it can seem as if there's no way to feel truly comfortable in the mysterious world of finance. But there is, and it's more accessible than you might think. Financial Literacy: Finding Your Way in the Financial Markets is an essential primer on this domain, from its functions, strengths, and possibilities to its weaknesses and vulnerabilities

Math has certainly gotten a bad reputation for being a subject that involves endless calculations and problems that will never be used in the real world, especially now that we all walk around with calculators in our pockets! But the fact is that math is required in multiple areas of an adult’s life, from preparing recipes to managing finances, and that’s without a career in STEM.

The average adult has at least $14,000 in credit card debt. It can take years to pay off, and even double the amount if you only make the monthly payments. That is the grim reality of what can happen when you have too much debt, but you don't have to be a statistic. In this book, you will get practical solutions that help you change your financial situation. It doesn't matter how much money you owe. It doesn't matter who you owe it to either.

الأب الغني والأب الفقير.

من المهم الإشارة إلى ذلك الأمر لأنه يبين قيمة هذا الكتاب الحقيقية، الكتاب الذي غالبًا ما يشار إليه بوصفه عملًا كلاسيكيًّا في مجال التمويل الشخصي، وهذه القيمة هي أنه صمد حقًّا أمام اختبار الزمن.

لقد وجدت الأجيال الجديدة أن ما يحتويه هذا الكتاب من حكم خالدة ودروس جادة يمكن تطبيقه على حياة أي شخص، وأنا ممتن لجميع الآباء والأجداد والعمات والأعمام والموجهين والمدرسين وقادة الفكر حول العالم؛ الذين تشاركوا نسخًا من الأب الغني والأب الفقير مع من يحبون.