Price: CDN$ 25.00

Membership details Membership details
  • A 30-day free trial and your first audiobook is free
  • After trial, get 1 credit each month good for any audiobook.
  • Exchange any audiobook you don’t like
  • Keep your audiobooks, even if you cancel
  • After your free trial, Audible is just CDN$ 14.95/month
OR
In Cart

Publisher's Summary

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. 

Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to: 

  • Figure out how much you’ve actually been spending
  • Calculate how much you owe - and what it’s costing you 
  • Build a budget that works
  • Maximize your debt repayments so you can be free of consumer debt in 3 years or less 
  • Prepare for a rainy day so it doesn’t mean a major setback 
  • Set goals for your new, debt-free life

Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, buy this audiobook, follow Gail’s plan, and start becoming debt-free forever.

PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio.

©2009 Gail Vaz-Oxlade (P)2018 Audible, Inc.

What members say

Average Customer Ratings

Overall

  • 4.5 out of 5 stars
  • 5 Stars
    35
  • 4 Stars
    13
  • 3 Stars
    3
  • 2 Stars
    1
  • 1 Stars
    1

Performance

  • 4.5 out of 5 stars
  • 5 Stars
    36
  • 4 Stars
    7
  • 3 Stars
    2
  • 2 Stars
    2
  • 1 Stars
    1

Story

  • 4.5 out of 5 stars
  • 5 Stars
    32
  • 4 Stars
    9
  • 3 Stars
    5
  • 2 Stars
    1
  • 1 Stars
    1
Sort by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Learned More Than Expected

I'm not terrible with finances but I thought any learning could help me improve. I was in for a treat. not only did it give me a whole new toll set to reach the next level it started to give me simple and achievable actions to reach my goals. I recommend this book for people in financial woes and people doing well. I wish I had this before I graduated high school

10 of 10 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Great for Millennials learning to manage their money

This book was absolutely eye opening! I had always been a fan of Gail’s TV show “Till Debt Do Us Part” and was thrilled to see she had created this audiobook. Her voice has inspired me to “grow up” as she would say and gave me a strong foundation to be more responsible with my finances.

#Audible1

7 of 7 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Decent Read

I bought this books in hopes of additional knowledge about my finances but it fell short. If you are not in debt, I would not recommend it. I rated it 5 stars because this could help a person experiencing financial crisis immensely.

2 of 2 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Excellent advice

The advice in the book is not only applicable to managing you debt but most steps can be used to reach almost any goal you set for yourself. The money management advice and information are easy to understand and will help anyone willing to follow the steps, to become debt free and stay debt free.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    4 out of 5 stars

Take Comtrol of your Money and your Life

I love the way Gail address the readers, she is original. I learn so much from reading this book. I will my parent tought me those things.

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Financial Goddess

So you want to learn how to get out of debt and stay out? This book is for you. Gail writes in sensible language that is easy to understand. It’s not easy to do it (and any book claiming it’s easy is lying!) but if you’re up for the challenge, here are step by step instructions just like the steps walked by the people on the hit show Til Debt Do Us Part. I know, I was one and now I’m debt free! Read it, live it. #Audible1

  • Overall
    4 out of 5 stars
  • Performance
    3 out of 5 stars
  • Story
    5 out of 5 stars

Great content but poor performance

The content in this audiobook is great for anyone (especially Canadians) who want to get out of debt. I have read more than one book like this and this one is solid. That being said I think it was a mistake for the author to read it herself. I know she is a TV personality but I found her hard to listen to. I'm not sure if it's an accent or if she has some kind of disability but it took away from an otherwise excellent book.

0 of 2 people found this review helpful

Sort by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
  • Jennifer
  • 2018-07-18

Great Book

Great book that gives you all the information you need in order to take control of your financial future. Hearing Gail read the book really brings the words and points to life.

1 of 1 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
  • Tracy Wilkins
  • 2018-09-19

Simple steps to goals

Great book. walks the reader through step by step not only a plan for finances but a plan for life. it includes goal setting and prioritization. #audible1

  • Overall
    2 out of 5 stars
  • Gregg
  • 2018-08-12

Too focused on Canadian perspective

I had high hopes for this since I enjoyed watching Gail on her 'til debt do us part' series. However I can't recommend this book. Too much of it is either not applicable or not address if you live in the United States.

For example:
1. When talking about credit ratings the book discusses the system used in Canada.
2. Considerations for how to address Health Care Costs (Premiums, HSAs, copays, RX, etc.) are not even addressed (since Canada has universal healthcare).
3. When discussing what type of savings plan to use for emergency fund, Gail discusses a savings plan that is not even available in United States.
4. Last, when discussing savings for college products such as educational savings accounts and 529 plans were not even discussed (since Canada has something different).

Some of the concepts are still applicable, but there there are better choices if you live in the United States.

1 of 2 people found this review helpful