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  • Debt-Free Forever

  • Take Control of Your Money and Your Life
  • Written by: Gail Vaz-Oxlade
  • Narrated by: Gail Vaz-Oxlade
  • Length: 8 hrs and 14 mins
  • 4.4 out of 5 stars (549 ratings)

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Debt-Free Forever cover art

Debt-Free Forever

Written by: Gail Vaz-Oxlade
Narrated by: Gail Vaz-Oxlade
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Publisher's Summary

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important.

Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to:

  • Figure out how much you’ve actually been spending
  • Calculate how much you owe - and what it’s costing you
  • Build a budget that works
  • Maximize your debt repayments so you can be free of consumer debt in 3 years or less
  • Prepare for a rainy day so it doesn’t mean a major setback
  • Set goals for your new, debt-free life

Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, buy this audiobook, follow Gail’s plan, and start becoming debt-free forever.

PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio.

©2009 Gail Vaz-Oxlade (P)2018 Audible, Inc.

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What listeners say about Debt-Free Forever

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  • Overall
    5 out of 5 stars
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    5 out of 5 stars

Learned More Than Expected

I'm not terrible with finances but I thought any learning could help me improve. I was in for a treat. not only did it give me a whole new toll set to reach the next level it started to give me simple and achievable actions to reach my goals. I recommend this book for people in financial woes and people doing well. I wish I had this before I graduated high school

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24 people found this helpful

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    5 out of 5 stars
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    5 out of 5 stars

Great for Millennials learning to manage their money

This book was absolutely eye opening! I had always been a fan of Gail’s TV show “Till Debt Do Us Part” and was thrilled to see she had created this audiobook. Her voice has inspired me to “grow up” as she would say and gave me a strong foundation to be more responsible with my finances.

#Audible1

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19 people found this helpful

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    5 out of 5 stars
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    3 out of 5 stars

Gratitude

I’m going to start by saying I appreciate Gail’s no nonsense approach as we say in Atlantic Canada a GET ER DONE APPROACH!

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13 people found this helpful

  • Overall
    5 out of 5 stars
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    5 out of 5 stars
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Financial Goddess

So you want to learn how to get out of debt and stay out? This book is for you. Gail writes in sensible language that is easy to understand. It’s not easy to do it (and any book claiming it’s easy is lying!) but if you’re up for the challenge, here are step by step instructions just like the steps walked by the people on the hit show Til Debt Do Us Part. I know, I was one and now I’m debt free! Read it, live it. #Audible1

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9 people found this helpful

  • Overall
    5 out of 5 stars
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Great companion especially for Canadian context

I have enjoyed listening to this book and looking forward to practising some or most of the good suggestions from the author.

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6 people found this helpful

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    5 out of 5 stars
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Decent Read

I bought this books in hopes of additional knowledge about my finances but it fell short. If you are not in debt, I would not recommend it. I rated it 5 stars because this could help a person experiencing financial crisis immensely.

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6 people found this helpful

  • Overall
    2 out of 5 stars
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    1 out of 5 stars
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    1 out of 5 stars

yelling at you

I was hoping to enjoy and learn a lot from this book. I found the subject good but the author/narrator was gruff to the point of almost yelling. The website mentioned is no longer valid, very disappointed.

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4 people found this helpful

  • Overall
    5 out of 5 stars
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    5 out of 5 stars

Masterful, definitive and applicable.

Be prepared to change.

The definitive lesson from this book is: if you don't mean it when you say " I want to dig myself out of debt", just put it down.

This book has so much useful information it's hard not to write another book on how to apply it, but when you have that nagging feeling in the back of your mind that there always seems to be too much month left at the end of your money (her own catchphrase), this book becomes a must-listen/read.

Do yourself a huge favor. get this book, listen to it, start taking charge of your own life.

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3 people found this helpful

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    3 out of 5 stars
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    2 out of 5 stars
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    5 out of 5 stars

Great Information, however,,,

I understand the motivating concept of helping people get out of debt. However, the voice tone used in the audible version sounds like someone looking down pointing their finger down waving at the listener. It's almost like trying to convince the listener that the only reason they are seeking help from the author is because they are downright miserable, depressed and a consistent complainer about being in debt. I admit, I am in debt. Although, I can't say that I feel the way the author has made the assumption about me (the listener).

Perhaps, if I read the book, I might not feel the way I do about the tone that was taken in the audible version. There is a reason why I use audible. I have listened to quite a few books but the tone used towards the listener is just inappropriate. On a positive note, the whole, concept and lessons shared are great ones and I believe that Gail Vaz-Oxlade is seasoned with a lot of concrete information that can make life changes to others who struggle with debt.

The story was great, the performance was poor and my overall average was fair. The audible version may not be for everyone.

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2 people found this helpful

  • Overall
    5 out of 5 stars
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    4 out of 5 stars
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    4 out of 5 stars

The push needed

If you are wanting to change your life, this is the book that will give you the push. Dont hesitate! It's worth it.

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2 people found this helpful