Get a free audiobook

Debt-Free Forever

Take Control of Your Money and Your Life
Written by: Gail Vaz-Oxlade
Narrated by: Gail Vaz-Oxlade
Length: 8 hrs and 14 mins
4.5 out of 5 stars (140 ratings)

CDN$ 14.95/month after 30 days. Cancel anytime.

Publisher's Summary

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. 

Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to: 

  • Figure out how much you’ve actually been spending
  • Calculate how much you owe - and what it’s costing you 
  • Build a budget that works
  • Maximize your debt repayments so you can be free of consumer debt in 3 years or less 
  • Prepare for a rainy day so it doesn’t mean a major setback 
  • Set goals for your new, debt-free life

Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, buy this audiobook, follow Gail’s plan, and start becoming debt-free forever.

PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your Library section along with the audio.

©2009 Gail Vaz-Oxlade (P)2018 Audible, Inc.

More from the same

Author:

Narrator:

What members say

Average Customer Ratings

Overall

  • 4.5 out of 5 stars
  • 5 Stars
    96
  • 4 Stars
    29
  • 3 Stars
    9
  • 2 Stars
    3
  • 1 Stars
    3

Performance

  • 4.5 out of 5 stars
  • 5 Stars
    94
  • 4 Stars
    19
  • 3 Stars
    6
  • 2 Stars
    5
  • 1 Stars
    5

Story

  • 4.5 out of 5 stars
  • 5 Stars
    84
  • 4 Stars
    24
  • 3 Stars
    10
  • 2 Stars
    4
  • 1 Stars
    3
Sort by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Learned More Than Expected

I'm not terrible with finances but I thought any learning could help me improve. I was in for a treat. not only did it give me a whole new toll set to reach the next level it started to give me simple and achievable actions to reach my goals. I recommend this book for people in financial woes and people doing well. I wish I had this before I graduated high school

15 of 15 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Great for Millennials learning to manage their money

This book was absolutely eye opening! I had always been a fan of Gail’s TV show “Till Debt Do Us Part” and was thrilled to see she had created this audiobook. Her voice has inspired me to “grow up” as she would say and gave me a strong foundation to be more responsible with my finances.

#Audible1

10 of 10 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Decent Read

I bought this books in hopes of additional knowledge about my finances but it fell short. If you are not in debt, I would not recommend it. I rated it 5 stars because this could help a person experiencing financial crisis immensely.

2 of 2 people found this review helpful

  • Overall
    2 out of 5 stars
  • Performance
    1 out of 5 stars
  • Story
    1 out of 5 stars

yelling at you

I was hoping to enjoy and learn a lot from this book. I found the subject good but the author/narrator was gruff to the point of almost yelling. The website mentioned is no longer valid, very disappointed.

1 of 1 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Masterful, definitive and applicable.

Be prepared to change.

The definitive lesson from this book is: if you don't mean it when you say " I want to dig myself out of debt", just put it down.

This book has so much useful information it's hard not to write another book on how to apply it, but when you have that nagging feeling in the back of your mind that there always seems to be too much month left at the end of your money (her own catchphrase), this book becomes a must-listen/read.

Do yourself a huge favor. get this book, listen to it, start taking charge of your own life.

1 of 1 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Financial Goddess

So you want to learn how to get out of debt and stay out? This book is for you. Gail writes in sensible language that is easy to understand. It’s not easy to do it (and any book claiming it’s easy is lying!) but if you’re up for the challenge, here are step by step instructions just like the steps walked by the people on the hit show Til Debt Do Us Part. I know, I was one and now I’m debt free! Read it, live it. #Audible1

1 of 1 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Great companion especially for Canadian context

I have enjoyed listening to this book and looking forward to practising some or most of the good suggestions from the author.

  • Overall
    5 out of 5 stars
  • Performance
    4 out of 5 stars
  • Story
    4 out of 5 stars

The push needed

If you are wanting to change your life, this is the book that will give you the push. Dont hesitate! It's worth it.

  • Overall
    5 out of 5 stars
  • Performance
    4 out of 5 stars
  • Story
    5 out of 5 stars

Informative, smart, and essential advice for all

The author is no nonsense and leaves no stone unturned. Realistic insight. I do wish I had the pdfs to go with it though.

  • Overall
    5 out of 5 stars

Great Content

I really enjoyed this book, lots of respect to Gail for narrating this herself. I did find that some parts of this book weren't applicable to me; the sections about debt consolidation and bankruptcy etc. but overall good advice and worth the listen for anyone looking to get their financial situation handled.

Sort by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
  • Jennifer
  • 2018-07-18

Great Book

Great book that gives you all the information you need in order to take control of your financial future. Hearing Gail read the book really brings the words and points to life.

2 of 2 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
  • Random Cx
  • 2019-04-07

Gail's Narrations are Hilarious xD

Really enjoyable book with very solid advice for anyone struggling with debt. This a no-nonsense book that gets to the point and calls you out on your financial misbehavior. She will help you, but not without mocking you and giving you a kick in the ass. Awesome book!

1 of 1 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
  • Amazon Customer
  • 2019-03-12

Love it

By the best audio book in regards to saving your money and being Debt free.

1 of 1 people found this review helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
  • Tracy Wilkins
  • 2018-09-19

Simple steps to goals

Great book. walks the reader through step by step not only a plan for finances but a plan for life. it includes goal setting and prioritization. #audible1

  • Overall
    2 out of 5 stars
  • Gregg
  • 2018-08-12

Too focused on Canadian perspective

I had high hopes for this since I enjoyed watching Gail on her 'til debt do us part' series. However I can't recommend this book. Too much of it is either not applicable or not address if you live in the United States.

For example:
1. When talking about credit ratings the book discusses the system used in Canada.
2. Considerations for how to address Health Care Costs (Premiums, HSAs, copays, RX, etc.) are not even addressed (since Canada has universal healthcare).
3. When discussing what type of savings plan to use for emergency fund, Gail discusses a savings plan that is not even available in United States.
4. Last, when discussing savings for college products such as educational savings accounts and 529 plans were not even discussed (since Canada has something different).

Some of the concepts are still applicable, but there there are better choices if you live in the United States.

1 of 4 people found this review helpful