Mastering DSCR: The Key to Financing and Protecting Your Real Estate Deals | Commercial Thursday
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Mastering DSCR: The Key to Financing and Protecting Your Real Estate Deals | Commercial Thursday
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À propos de cet audio
When it comes to getting financing and protecting your cash flow, one number rules them all: Debt Service Coverage Ratio (DSCR). 📊
In this episode, we break down why banks demand a DSCR of 1.20–1.25 or higher—and what it really means for your investments. You’ll learn the simple formula (NOI ÷ Total Debt Service) and why a DSCR below 1.0 spells trouble. 🚨
But we don’t stop at the basics. We’ll show you how to stress-test your DSCR against rising interest rates, unexpected expenses, and cash flow dips—so you’re prepared for any market shift. 💪
Key takeaways:
✅ Why DSCR is the first number lenders look at for approvals
✅ How to use historical data—not wishful thinking—for accurate projections
✅ The power of sensitivity analyses in planning for long-term stability
Whether you’re analyzing your first deal or scaling your portfolio, this episode will help you use DSCR as both a financing tool and a risk management strategy. 🌴 Want to travel, spend more time with family, and stop trading time for money?
See how our passive investors are doing just that at www.dreamlifefund.com