Do you worry your low credit disqualifies you from scholarships? In this episode, I dive into whether credit even matters for most scholarships, share case examples, and walk you through smarter strategies to fund your education — even if your credit isn’t perfect. In fact, you might be surprised that having a credit score in general isn't all it's cracked up to be!

Let’s get it! 💪

Plan a Scholarship Strategy Session with me at calendly.com/moneyandmentalpeace

Related Episodes:

• 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
• 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You!)
• 362 - I Found Her $24,000 in Scholarships for College, Who’s Next!?

Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity

Instagram → @moneyandmentalpeace

YouTube → Kara's Quest

Email → info@moneyandmentalpeace.com

Get scholarships and pay for college without student loans!

~~~

More about this episode:

In this episode, Kara explains how most scholarships are based on academics, community service, financial need, or your story — not your credit score. You’ll learn there's a difference between scholarships and student loans, and why scholarship eligibility is rarely affected by credit history.

We’ll also cover practical ways to find scholarships without a credit check, how to separate financial aid from loan funding, and the best strategies for students with low credit to still get college funding. Whether you’re rebuilding your finances, paying down debt, or just starting college, this episode will help you move toward financial freedom through grants and scholarships — no credit required!

👉 Listen in to learn:

• How your credit score impacts scholarships (and how it doesn’t)

• Tips for finding scholarships with no credit requirements

• The difference between student loans vs scholarships

• Where to search for alternative funding for college even with bad credit

Enjoy!