🎧 5 Creative Ways to Get the Down Payment for Your Next Rental Property in Canada
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

How are investors buying properties with little—or even none—of their own money? In today’s episode, Wayne and Gabby break down five creative strategies Canadian investors are using to secure down payments and keep growing.

From using HELOCs and joint ventures to more advanced methods like seller financing and RRSP mortgages, this episode is packed with tools to help you move forward—whether you're buying your first rental or your fifth.

They also take a moment to discuss a key landlord tip: how to handle early lease termination. Whether it’s a tenant wanting to leave early or a situation where you might want to end a tenancy, knowing your rights and the right process is critical.

🧠 What You'll Learn in This Episode:

• Why saving for a down payment isn’t realistic for most Canadians

• How a HELOC can unlock hidden capital in your home

• What seller financing actually looks like (and why it changed Wayne & Gabby’s business)

• How RRSP mortgages work and who they’re best suited for

• Why JVs are the safest, smartest way to scale your portfolio

• The key steps (and landlord mindset) around early lease termination

• Tips for avoiding bad deals and getting creative—safely

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 https://www.facebook.com/krystalkromm.realtor

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 https://www.calvinrealty.ca
🔗 https://www.facebook.com/CalvinRealtyTeam

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 https://www.finngo.com/rei
🔗 https://www.facebook.com/finngobooks

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 https://www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 https://www.facebook.com/keatonkirkwoodmortgages

💵 Calvert Home Mortgage Investment Corporation
📞 (403) 278-0249
📧 info@chmic.ca
🔢 FSRAO License Number 13267 and 13268