Sminston With is an anonymous engineer with a PhD in Materials Science and Bitcoiner since 2021. He believes Bitcoin represents a quantum leap in money technology and has analyzed its long-term adoption patterns to create a retirement guide based on his calculations.

› Smitty’s Bitcoin Retirement Guide: https://x.com/sminston_with/status/1917605539279954391

PARTNERS

🧘‍♂️ Gain peace of mind with Onramp’s Multi-Institution Custody solution. Sign up with code BRAM to receive $150 in Bitcoin after your first deposit: https://onrampbitcoin.com/bram

🔐 Blockstream Jade Plus: The simplest and most secure hardware wallet on the planet - Get 10% off your entire order with code BRAM at https://store.blockstream.com

🔨 Stamp Seed: The safest way to backup your hardware wallet - Get 15% off with code BRAM at https://stampseed.com

PRODUCTS I ENDORSE

› Get the The Bitaxe Gamma (open-source Bitcoin home miner) in US & UK with 10% using code BRAM: https://shop.powermining.io/?ref=BRAM

› Buy Bitcoin in the EU 🇪🇺 via https://relai.me/bram and use code BRAM to reduce fees by 0.5%

🔔 SUBSCRIBE TO GET NOTIFIED

› YouTube: ⁠⁠https://youtube.com/@bramk⁠⁠

› Follow Bram on ⁠⁠https://x.com/bramk

🕑 TIMESTAMPS

00:00 - Introduction: Why Retire with Bitcoin

02:00 - Smitty’s Background and Engineering Approach

05:45 - What Makes Bitcoin a Quantum Leap in Money

08:55 - Why Millennials Should Retire with Bitcoin

12:15 - Understanding the Power Law and Bitcoin’s Predictability

16:20 - How the Bitcoin Retirement Guide Works

20:35 - Inflation and the Real Cost of Retirement

24:00 - Practical Example: $100K per Year Retirement Plan

27:30 - How Much Bitcoin You Need to Retire Early

31:20 - Why HODLing Through Volatility Matters

34:50 - The Decay Channel Model: Bubble Tops and Accumulation

38:40 - Diminishing Returns and the Window for Millennials

42:05 - Taxes, Caveats, and Real-World Planning

44:15 - Building Long-Term Conviction and Family Wealth

47:20 - Final Thoughts: A Core Belief to Never Let Go

ℹ️ EPISODE SUMMARY

Bram Kanstein and Smitty break down the real math behind Bitcoin’s $1 million growth path — and how to build a realistic Bitcoin retirement plan. They unpack Bitcoin’s long-term adoption patterns, the power law behind its predictable growth, and why stacking sats is the best defense against fiat inflation. You’ll learn how much Bitcoin you actually need to retire on $50K, $100K, or even $1M per year in real purchasing power. This is the ultimate Bitcoin Retirement Guide for anyone who wants to stop thinking in dollars and start thinking in Bitcoin.

Boyd Cohen, PhD, is a globally recognized expert at the intersection of sustainability, entrepreneurship, and Bitcoin. He serves as a Business School Director and as Strategic Advisor to Jan3. He recently published his latest book, Bitcoin Singularity, which envisions how Bitcoin can catalyze a more resilient and abundant global economy.› https://x.com/boydcohen› Bitcoin Singularity: https://www.amazon.com/dp/B0F84CJX6F

PARTNERS

🧘‍♂️ Gain peace of mind with Onramp’s Multi-Institution Custody solution. Sign up with code BRAM to receive $150 in Bitcoin after your first deposit: https://onrampbitcoin.com/bram

🔐 Blockstream Jade Plus: The simplest and most secure hardware wallet on the planet - Get 10% off your entire order with code BRAM at https://store.blockstream.com

🔨 Stamp Seed: The safest way to backup your hardware wallet - Get 15% off with code BRAM at https://stampseed.com

PRODUCTS I ENDORSE

› Get the The Bitaxe Gamma (open-source Bitcoin home miner) in US & UK with 10% using code BRAM: https://shop.powermining.io/?ref=BRAM

› Buy Bitcoin in the EU 🇪🇺 via https://relai.me/bram and use code BRAM to reduce fees by 0.5%

🔔 SUBSCRIBE TO GET NOTIFIED

› YouTube: ⁠⁠https://youtube.com/@bramk⁠⁠

› Follow Bram on ⁠⁠https://x.com/bramk

🕑 TIMESTAMPS

00:00 - Introduction and Background

05:04 - Experiencing Currency Controls in Argentina

10:09 - Understanding Money and Freedom

15:03 - The Role of Bitcoin in Economic Freedom

19:50 - Transitioning from Ethereum to Bitcoin

24:56 - The Importance of Open-Mindedness

29:58 - Bitcoin as a Remedy for Artificial Scarcity

30:30 - The Illusion of Value and Abundance

34:44 - Redefining Identity in a Post-Consumerism World

37:49 - Bridging the Gap: Bitcoin and Sustainability

41:55 - Paradigm Asymmetry: Understanding Bitcoin's Resistance

47:23 - The Future of Education and Bitcoin Awareness

53:35 - The Path to Hyper Bitcoinization and Its Implications

59:05 - Empathy and Wealth in a Bitcoin Economy

01:01:25 - Meritocracy and Innovation in Business

01:05:11 - Self-Actualization and Transitioning to Hyper Bitcoinization

01:14:12 - The Future of Lending in a Bitcoin World

ℹ️ EPISODE SUMMARY

Bram Kanstein and Boyd Cohen discuss how how Boyd, even with a Ph.D., didn’t understand Bitcoin—until it rewired how he saw energy, incentives, and power. In this episode, Bram unpacks Boyd’s intellectual journey from climate tech professor to Bitcoin maximalist, and how Bitcoin challenged everything he thought he knew. They explore how fiat erodes meaning, why academia gets it wrong, and what a Bitcoin-based civilization could actually look like. This conversation is raw, disruptive, and rooted in hard-earned clarity. If you think you're too smart to fall for fiat—you’re probably wrong.