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In states like North Carolina, even one careless sentence to an insurance adjuster can destroy your entire injury claim.

In the latest episode of our Road to Recovery series, catastrophic injury lawyer Clarke Speaks explains the enormous risk of giving a recorded statement without legal guidance, especially in a contributory negligence state where being even 1% at fault means you recover zero.

Learn how adjusters use vague questions about your medical history or prior injuries to manufacture doubt, reduce the value of your claim, or eliminate it altogether. We’ll share real examples of how innocent, truthful answers (“Yeah, I hurt my back once…”) can later be twisted to suggest a preexisting condition.

You’ll also find out why your first steps after an accident should be: stabilize medically, call an attorney, and make sure your doctor documents the key distinctions insurers love to exploit.

Here’s what we discuss in this episode:

⚠️ Contributory Negligence = Zero Recovery

🎯 Loaded Questions About Prior Injuries

🕵️ How Adjusters Erode Your Case

🩺 Get Medical Clarity Early

📞 Call a Lawyer Before a Recorded Statement

Learn more about how Speaks Law Firm can help you: https://www.speakslaw.com/

Schedule your FREE case review: https://www.speakslaw.com/our-team/r-clarke-speaks/#contactFormTarget

Find us on YouTube: https://bit.ly/3R40YMP

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When you’ve been injured in an accident, the first phone call you get is often from an insurance adjuster, and what you say next can make or break your entire claim.

In this installment of our Road to Recovery series, Clarke explains exactly how adjusters try to steer conversations, the traps hidden inside seemingly innocent questions, and the one sentence you should always use before saying anything else. You’ll also learn when you’re required to answer questions, how a lawyer prepares you for a recorded statement, and why adjusters already know the answers to most of the questions they ask.

If you’ve ever wondered how to protect yourself after an accident — or why insurers want you talking before you’re ready — we’ll help you get the clarity (and confidence) you need.

Here’s what we discuss in this episode:

📞 The First Call - Why the adjuster sounds friendly — and why that’s part of the strategy.

🛑 Your Safe Response - The one line to repeat every time: “I’d like to speak with my attorney before I answer any questions.”

🕵️ Fishing for Fault - How adjusters ask misleading questions to reduce or deny your claim.

🎙️ Recorded Statements - When you must give one, when you shouldn’t, and how a lawyer prepares you to avoid traps.

📑 They Already Know the Facts - Adjusters have the collision report — so why are they asking you? Clark explains the real reason.

Learn more about how Speaks Law Firm can help you: https://www.speakslaw.com/

Schedule your FREE case review: https://www.speakslaw.com/our-team/r-clarke-speaks/#contactFormTarget

Find us on YouTube: https://bit.ly/3R40YMP

Send us a text

What actually happens when you pick up the phone and call an injury lawyer after an accident? How do you know if you need a lawyer or if they’ll even take the case? In this episode of our Road to Recovery series, Clarke walks listeners through the real intake process, step by step.

Find out how our team evaluates cases, the questions you’ll be asked, and why sometimes the best advice is, “You don’t need a lawyer right now but call us back if anything changes.” He also breaks down how insurance companies move immediately to protect their own interests, why their investigators are far from neutral, and why injured people should never assume the system is working in their favor.

Here’s what we discuss in this episode:

📞 The First Call: What happens when you contact a law firm and why intake matters.

👮 Professional Intake Team: Investigators with law enforcement backgrounds gather deeper details.

⚖️ Do You Even Need a Lawyer?: Why Clarke’s team often gives advice without taking the case.

🏃 Insurance Moves Fast: Claims vans, investigators, and why they start immediately.

🧭 When Representation Begins: Why acting quickly protects evidence and strengthens your case

Learn more about how Speaks Law Firm can help you: https://www.speakslaw.com/

Schedule your FREE case review: https://www.speakslaw.com/our-team/r-clarke-speaks/#contactFormTarget

Find us on YouTube: https://bit.ly/3R40YMP