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Do You Own Bonds In Your Investment Portfolio?

Do You Own Bonds In Your Investment Portfolio?

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Did you know that some of the wealthiest investors in history made their fortunes not from stocks, but from bonds? In today's episode, we're diving deep into why bonds matter more than ever in today's market, especially if you're approaching retirement. Stay tuned to learn how you could potentially earn attractive yields while protecting your wealth from market volatility.

Today, we're tackling a question I get all the time from clients: "Brian, do I really need bonds in my portfolio?" And let me tell you, in today's market environment, this question is more relevant than ever.

Do You Own Bonds? The Retirement Strategy You Might Be Missing

Is your retirement portfolio missing a crucial component that could protect your wealth during market volatility? In this essential episode of Wealth Decisions, financial expert Brian Muller the founder of Momentous Wealth Advisors reveals why bonds matter now more than ever, especially as you approach retirement.

Discover how the wealthiest investors use bonds to generate consistent income while preserving capital. You'll learn actionable strategies for incorporating bonds into your investment mix, including how to leverage ETFs for exposure to international and emerging markets debt without the complexity of buying individual foreign bonds.

Whether you're 5 years or 15 years from retirement, this episode provides a clear framework for determining your optimal bond allocation. Brian breaks down exactly how much of your portfolio should be in domestic, international, and emerging market bonds based on your retirement timeline.

Don't miss the three specific action steps at the end that you can implement immediately to strengthen your portfolio's defense against market downturns while potentially enhancing your income stream.

As you get closer to retirement, you have less time to recover from major market downturns. This is where bonds come in, providing three crucial benefits:

1. Income Generation: Unlike stocks, bonds provide predictable income through regular interest payments, called coupons. Imagine getting a paycheck every six months, regardless of what the market is doing.

2. Capital Preservation: When stock markets tumble, high-quality bonds often maintain their value or even increase in price as investors seek safety. This negative correlation with stocks is like having insurance for your portfolio.

3. Volatility Reduction: Bonds typically fluctuate less in value than stocks, helping you sleep better at night knowing your retirement savings aren't on a roller coaster ride.

Pre-order my new book "Momentous Decisions: 7 Steps to Better Health, More Wealth, and a Richer Life" at:

⁠⁠⁠⁠https://www.momentouswealthadvisors.com/book

For a transcript of today's episode, go to:

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To explore the 3 Choices for Advice and Guidance, go to:

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To see what it would look like to hire me as your fiduciary financial advisor go to:

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