New South Wales has a range of incentives designed to help first home buyers reduce upfront costs and enter the market sooner. From stamp duty concessions to the $10,000 First Home Owner Grant, and the First Home Guarantee Scheme with rising price caps, there’s a lot to understand.

In this episode, Jack Elliott walks you through what’s available in NSW as of September 2025, who’s eligible, and the key benefits and trade-offs to keep in mind. You’ll learn how each incentive works, and why your property strategy and asset quality matter more than simply chasing the biggest discount.

In this episode:

🔑 How NSW stamp duty concessions and exemptions work (and where they phase out)

🔑 The $10,000 First Home Owner Grant explained

🔑 Updates to the First Home Guarantee in NSW, price caps and income caps

🔑 Why strategy and asset quality matter more than short-term savings

Timestamps

00:00 – What’s available for first home buyers in NSW

01:34 – Stamp duty concessions explained (with examples)

05:14 – The $10,000 First Home Owner Grant

07:33 – The First Home Guarantee Scheme and October 2025 changes

09:11 – Recap of NSW incentives and key takeaways

09:42 – Strategy, resources, and next steps

Unlock your Free Resources

NSW First Home Buyer Resource

First Home Buyers Assistance Scheme

NSW Home Buyer Assistance Finder

NSW Stamp Duty Transfer Calculator

First Home Owner (New Homes) Grant

First Home Guarantee Scheme

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