Is Homeownership An Investment?
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Is Homeownership An Investment?
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Homeownership remains a strong aspiration for many Canadians despite affordability challenges. A Habitat for Humanity/Deloitte study shows significant benefits of ownership versus renting, including income growth and improved health outcomes. Yet, Canada's homeownership rate dropped from 69% (2011) to 66.5% (2021), with young adults particularly affected.
- Strong Desire Despite Challenges: 84% of young Canadians (18-38) believe homeownership is worthwhile despite affordability issues.
- Measurable Benefits: Homeowners experienced 28% higher incomes than comparable renters, with 73% reporting better physical health.
- Declining Accessibility: Homeownership among 25-29 year-olds fell from 44% to 36.5% over a decade.
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