• #204 | Why You Need a Clear Strategy To Make Better Wealth Decisions in Private Real Estate Investing
    Sep 4 2025

    Are you making the right wealth decisions in today’s private real estate market?

    With rising interest rates, shifting cashflows, and competing investor strategies, it’s harder than ever to know if you’re making the smartest move with your portfolio.

    This week, industry veteran Josh Will—President of Virtus Capital Corporation—shares 20+ years of lessons on private real estate investing, from decision-making frameworks to navigating inflation, tariffs, and cross-border opportunities.

    You’ll discover:

    1. The 3 essential factors that drive smart private real estate wealth decisions beyond just “location.”
    2. Why cashflow—not timing—should guide your investing strategy in today’s market.
    3. How private real estate investing differs from public REITs and which approach fits your long-term wealth plan.

    👉 Tune in now to learn how to make better wealth decisions with private real estate investing—and avoid the costly mistakes most investors overlook.


    More about Virtus Diversified REIT

    Visit John's website

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    25 min
  • #203 | Why Reverse Mortgages Might Be the Retirement Strategy You Need in Canadian Personal Finance
    Sep 1 2025

    Are you sitting on a valuable home but worried about how to fund your retirement?

    In this episode, we explore the reverse mortgage option with insights from longtime Canadian personal finance expert Patricia Lovett-Reid. For those who are “house rich but cash poor,” this strategy could unlock hundreds of thousands — even millions — in home equity without forcing you to sell or move.

    You’ll discover:

    1. Who qualifies for a reverse mortgage in Canada and how it works.
    2. The surprising flexibility this tool offers for lifestyle needs, family support, and emergencies.
    3. Why reverse mortgages aren’t for everyone — and how to decide if it fits your retirement plan.

    👉 If you’re planning for retirement and wondering how your home equity can support your lifestyle, this episode will give you the clarity you need to make smarter financial choices.

    To know more about John:

    https://www.johndegoey.ca/

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    4 min
  • #202 | From Bank Teller to Financial Journalist: How Patricia Lovett-Reid Shaped Her Wealth Decisions & Mindset
    Aug 28 2025

    Are your money habits keeping you from a true millionaire mindset?

    So many people believe building wealth is about saving harder or working longer — but as financial journalist Patricia Lovett-Reid shares, it’s really about clarity, literacy, and intentional decision-making. In this episode, we explore what the millionaire mindset looks like in practice, how better wealth decisions can transform your financial future, and why financial literacy is the foundation of it all.

    Here’s what you’ll take away:

    1. The surprising habits millionaires share that anyone can adopt.
    2. Why financial literacy matters more than income when it comes to wealth decisions.
    3. How to shift your mindset so your money supports the life you want — not the other way around.

    👉 Listen now to discover how you can strengthen your millionaire mindset and start making smarter wealth decisions today.

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    27 min
  • #201 | Why Decision Making Discipline Is Key To Smarter Financial Decisions
    Aug 25 2025

    Are your financial decisions as intentional as they should be?

    This episode explores how principles of military decision making—focus, discipline, and process—can dramatically improve the way you handle money and investments.

    Good decision making isn’t about instinct or copying what friends are doing—it’s about having a framework. Drawing from insights shared by a U.S. Coast Guard Lieutenant Commander, we break down how you can borrow strategies used in high-stakes environments to bring clarity and purpose to your financial choices.

    By listening, you’ll discover:

    1. How applying focus and discipline can strengthen your financial decisions.
    2. Why assessing risks, returns, liquidity, and tax consequences helps avoid costly mistakes.
    3. A simple decision-making process you can use to reduce regret and improve outcomes.

    👉 Tune in now to learn how to apply battle-tested decision making to your financial decisions and start building with clarity and confidence.

    To visit John's website:

    https://www.johndegoey.ca/

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    3 min
  • #200 | Why Decision Hygiene Matters More Than You Think in Everyday Decision Making, Even In Finance
    Aug 21 2025

    Are you making strong decisions—or just fast ones?

    In this episode, Lieutenant Commander Lili Simon of the U.S. Coast Guard joins us to explore how the principles of military decision making can directly apply to your personal and financial life.

    We dive into the often-overlooked concept of decision hygiene—the frameworks and habits that help you think clearly, reduce bias, and make better calls under pressure.

    By tuning in, you’ll discover how to:

    1. Apply decision hygiene to strengthen your everyday decision making.
    2. Borrow high-stakes strategies from the military to reduce stress and improve outcomes.
    3. Empower yourself to make confident decisions—even when information is incomplete.

    👉 If you want to make smarter, more resilient choices in life and money, this is the episode you don’t want to miss.

    To know more about John:

    https://www.johndegoey.ca/

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    20 min
  • #199 | How Total Cost Reporting in 2027 Will Change The Way You See Your Investments
    Aug 18 2025

    Do you know exactly what you’re paying for financial products and advice?

    For years, investors have had only partial visibility into their true costs. That’s about to change with the arrival of total cost reporting in 2027.

    This episode explores why the shift is happening, what it means for your investments, and how you can use this new transparency to your advantage.

    Here’s what you’ll gain:

    1. A clear understanding of what total cost reporting in 2027 will reveal about your fees.
    2. How better disclosure could reshape your investment decisions.
    3. Practical ways to prepare now so you’re ahead of the curve.

    🎧 Listen today to learn how 2027 could mark a turning point in your financial clarity and confidence.

    To know more about John:

    https://www.johndegoey.ca/

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    5 min
  • #198 | How 30 Years in Financial Advice Reveal the Investing Trends You Can’t Ignore
    Aug 14 2025

    What does 30 years of watching Canada’s financial advice industry teach us about where investing is headed next?

    In this candid conversation with Rob Carrick, recently retired Globe and Mail personal finance columnist, we unpack the evolution of financial advice, the rise of low-cost investing, and the under-served mass market that AI in finance could finally reach.

    By the end of this episode, you’ll learn:

    1. The three biggest changes in financial advice since the 1990s — and what still needs to happen.
    2. How investing trends like ETFs, fee-only planning, and unbundled services are reshaping the industry.
    3. Why AI in finance could bridge the gap for millions of Canadians lacking access to quality planning.

    Listen now to hear Rob’s insider perspective on the past, present, and future of financial advice — and how to prepare for the investing trends that are coming next.


    To visit John's website:

    https://www.johndegoey.ca/

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    29 min
  • #197 | From Biases to Better Decisions: What These Behavioral Finance Books Taught Me
    Aug 11 2025

    Think you make rational money decisions? You might want to think again — your behavioral biases are probably calling the shots.

    In this episode, we revisit the roots of behavioral finance and explore four essential books that reveal why smart people still make predictably irrational money choices. From Nobel Prize-winning research to laugh-out-loud examples, these reads unpack the psychology behind your financial decisions and how to improve them.

    You’ll discover:

    1. How “Thinking Fast and Slow” explains the mental shortcuts that sabotage your wealth.
    2. Why “Nudge” shows the subtle ways environments steer your decisions without you noticing.
    3. The surprising humor in “Misbehaving” and “Predictably Irrational” that makes learning about biases fun.


    Listen now to choose your next behavioral finance book and start turning your money biases into better decisions.



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    6 min