Think you need 20% down to buy a home? Think again. In this “Did You Know” segment of The Pulse and Perspective, Pete D’Angelo breaks down exactly what down payments look like in today’s market—by loan type, property type, and buyer profile. Whether you’re a first-time buyer, real estate investor, or just planning your next move, this episode clears up common myths and uncovers powerful options you may not know about.

Pete walks through minimum requirements for conventional, FHA, VA, USDA, and non-QM loans—and explains why 3% down might actually be your best move (or your worst). Plus, learn how credit scores, property types (like multi-family and second homes), and even mortgage insurance factor into how much you should put down—not just what you can.

This is your practical, real-world guide to down payments in 2025. 🎯

#mortgagemonday #downpayment2025 #firsttimehomebuyer #realestateeducation #homebuyingtips #FHAloans #conventionalloans #VAloans #nonqm #mortgageexplained

Watch this episode on Youtube!

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Peter D'Angelo | NMLS: 885309 | Branch Manager | Guaranteed Rate, Inc., NMLS 2611
Peter.DAngelo@Rate.com

*All information, topics, discussion is my own personal opinion and insight, not reflective of Guaranteed Rate, Inc. May contain market information for informational purposes only, not to be used as financial advice.