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My Neighbor's Tree Branch DESTROYED My Pool

My Neighbor's Tree Branch DESTROYED My Pool

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 A sunny summer day takes a sharp turn when a falling tree branch tears through your pool liner—and suddenly you’re watching thousands of gallons of water pour into your yard... or worse, your basement.

In this episode of Is It Covered?, hosts Bruce and Brian Chapman are joined by Trevor Chapman (President of JD Chapman) and longtime agent Kevin Mucci to break down one of the trickiest summer claim scenarios: damage to your pool. Is it covered under your homeowner’s policy? What if it’s your neighbor’s tree? And what happens if your dog, your sump pump, or your form type gets involved?

✓ When pool damage is (and isn’t) covered by insurance
✓ How other structures and personal liability come into play
✓ Why clear communication with your agent can prevent surprises

Whether you're opening your pool or just trying to avoid a claim mess, this episode explains the nuances that can turn your backyard oasis into an insurance gray area.

🎧 Listen now—and learn why “it depends” might be your least favorite answer.

Have a summer claim story you'd like us to break down? Send it to Brian@jdchapmaninc.com!


#InsuranceClaim #HomeInsurance #PoolDamage #TreeDamage #SummerClaims #JDChapman #IsItCovered
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