Navigating the Las Vegas Mortgage Market: Stan the Real Estate Man and Rachel Nichols on Loan Types, Pre-Approval, and Homebuying Benefits
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Navigating the Las Vegas Mortgage Market: Stan the Real Estate Man and Rachel Nichols on Loan Types, Pre-Approval, and Homebuying Benefits
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Stan the Real Estate Man and loan officer Rachel Nichols discuss the ins and outs of obtaining a mortgage in Las Vegas. They emphasize the importance of getting pre-approved for a loan before house hunting, which typically takes 2-3 days. They explain different loan types, such as FHA (minimum FICO score 580), VA (580), and conventional (620 for investors), and the documentation required for each. They also cover the benefits of buying in Las Vegas, including no personal income tax, and the process of locking in mortgage rates. Rachel services loans for the life of the mortgage.
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