Rocky Butani interviews Dave Orloff, CEO of American Heritage Lending for an in-depth discussion on DSCR (Debt Service Coverage Ratio) loans. They explore current market trends in mid-2025, interest rate volatility, updated loan guidelines, and what makes AHL’s DSCR program stand out — including high LTV options, 40-year loan terms, fee stacking, and their approach to short-term rentals and multifamily properties. Whether you're a broker, investor, or lender, this episode offers practical insights into one of the most popular loan products in private mortgage lending today.

Visit American Heritage Lending's profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/amercian-heritage-lending/?utm_source=lender-link-podcast

This interview is Episode #17 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/

Yieldi's principals, Joe Ashkouti and Josh Lloyd, spoke with Rocky Butani to talk about bridge loans for commercial and residential investment properties, their lending guidelines, the company's unique capital structure, and more.

Visit Yieldi's profile on PrivateLenderLink.com to learn more and to contact them:

https://privatelenderlink.com/profile/yieldi/?utm_source=lender-link-podcast

This interview is Episode #16 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/

00:00 Welcome and Intro

00:40 Market Trends 2025

01:45 Company Growth

03:00 Land Loan Demand

04:30 Market Insights

06:00 Conservative Lending

07:00 Bridge to Bridge Loans

08:30 Free and Clear Deals

09:30 Cash Out Strategy

10:30 Foreclosure Bailouts

12:00 Loan Volume Growth

13:30 Commercial vs Residential

14:30 Geographic Breakdown

15:10 Lending Guidelines

17:00 Loan Sizes and LTV

19:00 Luxury Home Bridges

20:30 Consumer Bridge Loans

21:30 Land Loan Examples

25:00 Land Underwriting

27:30 Cross Collateral Loans

30:00 Special Use and Hotels

31:30 Foreign National Loans

33:00 Rehab and Fix and Flip

35:00 Commercial Value Add

36:30 Valuation Approach

38:00 Site Visit Process

40:00 Company Background

42:00 Capital Structure

44:30 Lending Regions

46:00 Georgia Lending

48:00 Municipal Issues

50:30 Final Thoughts

Solomon Suleymanov, Partner and Director of Originations at We Lend LLC, spoke with Rocky Butani to talk about private/hard money lending in the New York City metro area.

Visit We Lend’s profile on PrivateLenderLink.com to learn more and to contact them:

https://privatelenderlink.com/profile/we-lend-llc/?utm_source=lender-link-podcast

This interview is Episode #15 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/

00:00 Intro

01:06 NYC Market Overview

02:12 Rehab and Conversion Trends

03:55 Deal Example

05:52 Why Convert Townhouses

06:57 Manhattan vs Brooklyn

08:26 Brooklyn Price Insights

09:43 Long Island Projects

10:56 Tariffs and Inflation

12:03 Investor Activity

12:40 Loan Types

14:11 Ground Up Construction

15:45 Shovel Ready vs Raw Land

17:02 Foreclosure Bailouts

19:45 Bailout Case Study

22:40 DSCR in NYC

25:59 Multifamily Lending

27:32 Interest Rates

29:19 Rehab Loan Terms

30:41 About We Lend

33:56 Founder Background

35:36 Capital Structure

38:50 Loan Servicing

41:28 Squatter Challenges

44:54 Payment Deferrals

46:00 NYC vs Long Island

47:40 Westchester and NJ

50:15 Southern NJ Markets

52:44 NJ Foreclosures

54:02 Final Thoughts

55:33 Outro