RRSP vs TFSA vs FHSA: Which One Gets You Into a Home Faster? (Ft. Luis Brosas)
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RRSP vs TFSA vs FHSA: Which One Gets You Into a Home Faster? (Ft. Luis Brosas)
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Buying your first home? One of the biggest questions is where to put your money — RRSP, TFSA, or FHSA. In this episode, I sit down with mortgage expert Luis to break down exactly how each of these accounts works, which one can actually speed up your path to homeownership, and how to make the most of your savings.
We cover how much you can pull from your RRSP, whether an RRSP loan is worth it, timing your contributions before tax season, and what lenders really look at when approving your mortgage. Plus, we throw in a few fun questions to keep things light.
If you're planning to buy in the next 1–2 years, we hope you gain valuable insight from this.
For any further questions or if you'd like Luis or I to expand on any of these topics, feel free to call 647-636-8138 for assistance.