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The Scottish Property Podcast

The Scottish Property Podcast

Auteur(s): Nick Ponty and Steven Clark
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A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.Nick Ponty and Steven Clark Économie
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  • From £100K In Debt to Building a 7-Figure Portfolio with Taimur Malik
    Jul 14 2025

    In this episode of the Scottish Property Podcast, Nick and Steven are joined by Taimur Malik, a former finance professional turned property investor, who shares his powerful journey from financial rock bottom to building a 7-figure portfolio.

    After losing his job and facing a serious health crisis, Taimur found himself over £100,000 in debt and unable to walk. But through discipline, long-term thinking, and smart investing, he’s now on the path to full financial freedom—using a combination of property, stocks, and pensions.

    This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.


    Episode Highlights:

    📉 From Crisis to Clarity

    • Losing his job at BlackRock and the moment his health collapsed

    • How being in debt and housebound pushed him to take control of his finances

    • Starting from scratch after moving to the UK with just £500

    📈 Wealth Building Through Property

    • Building a 9-property buy-to-let portfolio with a BRR strategy

    • What he looks for in deals: cashflow, long-term demand, and sustainable lending

    • Why he pivoted away from short-term lets in Edinburgh

    📊 The Bigger Wealth Picture

    • Why Taimur is just as passionate about stocks and pensions as property

    • Understanding compound growth and why time in the market is more important than timing the market

    • How small monthly investments add up to millions over time

    🧠 Mindset & Financial Strategy

    • Why more money doesn’t solve money problems—discipline does

    • How to think like an investor, not a speculator

    • The difference between income, wealth, and financial freedom

    🧰 Tips for New Investors

    • Don’t chase cashflow alone—look for balanced returns

    • Invest in learning, not just property

    • Think long-term and avoid get-rich-quick traps


    This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.


    ----------------------------------------------------Know someone looking to sell? Send the guys at Prime a message now: https://wa.me/447938603856----------------------------------------------------

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    1 h et 8 min
  • How to Start a Career in Property – Advice from the Prime Property Boys
    Jul 7 2025

    In this episode of the Scottish Property Podcast, Nick and Steven sit down with John and Luis from Prime Property to explore what it really takes to build a successful career in the property industry. Fresh off a business development trip to Las Vegas, the duo shares what they learned from one of the top business minds in the world and how they’re applying it to grow their Glasgow-based business.


    This episode pulls back the curtain on what it’s like to work at Prime Property, how they train and incentivize their team, and why they believe building a high-performance sales culture is the key to long-term success. Whether you're a young person trying to break into the industry or an agency owner trying to attract top talent, this conversation is packed with valuable takeaways.


    🎯 Episode Highlights:


    💼 Lessons from Las Vegas

    • ​John and Luis reflect on the $20k business mastermind in Vegas
    • ​Key insight: Identify the real bottleneck holding your business back
    • ​How free value leads to long-term client trust and conversions

    🚀 Careers in Property

    • ​The real path for young people looking to get into property
    • ​Why starting in a full-time job can fast-track your growth more than deal sourcing on the side
    • ​Skills that matter most: coachability, confidence, communication

    📞 Inside Prime Property

    • ​What makes a top performer: 10+ property sales per month and a £10k payday
    • ​Their transparent commission model and training systems
    • ​Creating a culture of hustle, growth, and long-term opportunity

    📊 Self-Employed Estate Agency Debate

    • ​The pros and cons of the Keller Williams / EXP model
    • ​Why low-value Scottish properties make self-employed models risky
    • ​Building security and volume through a salaried + commission structure

    👥 Recruiting and Building Teams

    • ​The importance of video interviews, confidence, and likeability in hiring
    • ​Why Prime looks for hungry individuals—not just qualifications
    • ​How they support personal property investment within the team


    This episode is a must-listen for anyone considering a career in property—or those trying to grow and lead a property business. John and Luis bring energy, honesty, and real-world insights into what it takes to succeed. If you’re thinking of joining the industry or trying to level up your team, this is the roadmap.


    ----------------------------------------------------

    Know someone looking to sell?

    Send the guys at Prime a message now!

    ----------------------------------------------------


    #scottishpropertypodcast #propertycareers #primeproperty #propertyjobs #salesculture #dealflow #lettingslife #propertyinvestmentuk #propertytraining #scotlandbusiness #estateagencycareer


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    53 min
  • Rent Caps, Licensing, Ang Fatigue - What It Means for Investors
    Jun 30 2025

    In this episode of the Scottish Property Podcast, Nick and Steven are joined by Colin Macmillan, managing director of Glasgow Property Letting, for a deep dive into what’s really happening across the Scottish property market.

    With interest rates expected to shift, rents showing signs of cooling, and new legislation looming, this episode breaks down the latest data and trends affecting both investors and landlords.

    Colin brings hands-on insight from managing over 300 properties, giving a grounded perspective on how landlords and letting agents are navigating the current landscape.


    Key Highlights:

    📉 Scottish House Prices & Sales Volumes

    • Where property values are holding up — and where they’re slipping

    • Why sales volumes have dropped despite buyer demand still being there

    • The widening affordability gap, especially for FTBs and low-income earners

    🏠 Rental Market Trends

    • Annual rent growth down to 5.6% — and why that’s not a bad thing

    • Signs of softening demand and increased supply in certain regions

    • Why 2025 will expose landlords who haven't adjusted to market realities

    📊 Lettings Insight from the Ground

    • Landlords pushing unrealistic rent increases — and what agents are saying

    • How tenants are negotiating harder and shopping around more than ever

    • The shift towards fixed rents and longer tenancies

    🏢 Student Accommodation Boom

    • Record number of PBSA (Purpose Built Student Accommodation) units under construction

    • What this means for HMO landlords and the wider rental market

    • Will Glasgow run out of student tenants?

    🔧 Legislation, Licensing & Market Pressure

    • Highland Council cracking down on short-term lets

    • Colin’s view on EPC requirements, ADS, and compliance fatigue

    • Why government policy continues to hurt affordability instead of helping it


    #scottishpropertypodcast #propertymarketupdate #rentalmarket #glasgowproperty #landlordtips #scottishhousingcrisis #propertyinvestment #colinmacmillan #studentaccommodation #hmoinvesting #ukpropertymarket #lettingagentlife

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    49 min

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