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Sips and Cents

Sips and Cents

Auteur(s): Molly Kaye
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This is Sips and Cents!!! Think espresso martinis with your girls, except we're spilling tea about money instead of men (much better topic imo). Your parents' financial advice is outdated, so let's figure out what actually works. From casual convos about coin to wise women sharing stories that turned struggles into strategy - we're breaking down dollars & dreams one sip at a time. For women in their 20s & 30s so F***ING READY to get their finances figured out! Pull up a chair, the tab's on me ;)Molly Kaye Économie
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  • Chardonnay w/ Ronit Rogoszinski: From First Pour to First Portfolio
    Sep 20 2025

    For our first OFFICIAL video episode (aaaaahhhhhh), we're chatting with Ronit, a financial advisor with 30+ years of experience who's here to spill the real tea (or Chardonnay ;)) on money. This episode covers everything we didn't learn in school - from why 'girl math' is actually problematic to dealing with money anxiety (yes, even financial planners get it).

    She breaks down her journey from corporate banking to running her own practice, shares genius parenting hacks for teaching tots about money without spoiling them, and explains why you absolutely need to start contributing to your 401k yesterday. Plus we dive into the messy stuff like financial red flags in relationships and whether wanting financial stability makes you a gold digger.If you've been telling yourself investing is 'too complicated' or you're tired of feeling lost about budgeting and adulting with money, this conversation will give you the clarity you need.

    No patagonia-wearing finance bro here - just honest, practical advice about building wealth as a woman.

    Your future self (and I) will give you a smooch for listening ;)

    You can find Ronit at https://www.womenandwealthsolutions.com/ and blow up her dm's (aka give me more work since I work for her) - you won't regret it ladies 🥰

    #personalfinance #moneytips #genzmoney #wealthbuilding #financialwellness #womenandmoney #girlmath

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    47 min
  • Budgeting without the Bullsh*t
    Jul 2 2025

    Done with finance bros telling you to cut out coffee while they buy their third investment property?

    Molly's serving up budgeting reality that doesn't require you to become a joyless penny-pincher or eat ramen until you're 40. Because your budget should fund your happiness, not murder it in cold blood.


    Nerdwallet's Superior FREE budget planner:

    https://www.nerdwallet.com/article/finance/budget-


    A super slay Zero-based Budgeting Excel Sheet:

    https://aspirebudget.com/


    Step-by step template to prevent the budgeting crash-out:

    https://docs.google.com/spreadsheets/d/1Bbmr-RVTOK-GU45n4RwmVc8r4SWipmVYqI8hX3b9sac/edit?gid=10634256#gid=10634256


    My lil budgeting template to help you get started: https://docs.google.com/spreadsheets/d/e/2PACX-1vShPrC-RrgZ3QPufv9NwQa3JhRZXqCTi_fFHZZB4goDqHch9_K24Y6YMbS5Tl5ffjEBOG9eBevKQjwY/pubhtml


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    7 min
  • Breaking the Money Silence!
    Jun 3 2025

    Host Molly kicks off the podcast by diving into why we're all "raw dogging" our finances in our twenties. From college couches where body counts flow freely but bank account talks kill the vibe, to the wild reality that the financial world seems designed to keep us out - this episode breaks down why money conversations feel so taboo, especially for women.

    Molly shares her mission to make financial talk feel less like a lecture and more like your best yap session, promising to break down concepts without the banking BS, interview successful women about how money fueled their success, and share her own financial mess-ups so you can learn from them.

    If you've ever felt intimidated by finance bros in Patagonia vests or wondered why discussing salaries feels harder than discussing your dating life, this one's for you. Because your bank account might be a mess, but you're still a bad beeyach.

    New episodes every other Tuesday!!!

    Follow @sipsandcents on all socials for more to come :)

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    4 min
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