Wall Street wants you to believe that performance is everything. That the only way to “win” with your money is to beat the market, pick the next hot stock, or time things just right. But here's the truth: chasing returns is gambling. And it’s keeping you distracted from what actually builds wealth: goals-based investing.

In this episode, Priya Malani debunks the myth that return is the most important metric in investing and explains why it’s time to stop treating your portfolio like a casino. Whether you’re a spreadsheet-obsessed performance chaser or someone who feels totally confused about how to invest, this episode will show you the smarter (and less stressful) way to grow your wealth.

Tune Into This Episode to Hear:

• Why even the pros can’t consistently beat the marketand why you shouldn’t try
• The emotional and financial cost of chasing performance
• What goals-based investing is and why it actually works
• A real client story that proves you don’t need to take big risks to build big wealth
  

Follow Priya Malani: LinkedIn | Instagram | YouTube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that’s us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

We spend so much time trying to avoid fear. But what if fear was actually the fastest route to clarity and confidence with your money?

In this episode, Priya sits down with best-selling author and So Money host Farnoosh Torabi to challenge the idea that fear holds us back. Instead, they explore how fear can be a powerful guide in your financial life—especially when you're facing a big decision, having hard conversations with your partner, or questioning whether you're doing "enough."

Farnoosh shares stories from her own career and personal life, offers a reframe on fear that actually feels empowering, and gives tactical advice for using fear to make better, more aligned money decisions. If you’ve ever felt stuck or scared to take the next step, this one’s for you.

Tune into this episode to hear:

• How fear can be a financial superpower when you stop running from it
• What to do when you're scared to make a big money move
• The hidden link between fear of rejection and your relationship with money
• Farnoosh’s favorite strategy for making peace with uncertainty
  

Follow Priya Malani:LinkedIn | Instagram | YouTube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY:Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There… we said it.

We don’t talk enough about how your partner’s income impacts your future. Not because you’re shallow, but because you’re ambitious.

In this episode, Priya Malani unpacks the emotional and financial weight that income differences can bring into a relationship, especially for high-achieving 30-somethings. From carrying the financial momentum to feeling unsupported or unable to take risks, she makes the case that talking about money with your partner isn’t transactional. It’s essential.

Whether you’re dating, engaged, or deep into a long-term partnership, this conversation will help you reframe the way you think about compatibility, ambition, and financial alignment.

Tune into this episode to hear:

• Why “I make enough for both of us” isn’t a long-term strategy
• The subtle resentment that builds when one person carries the financial load
• Key questions to ask yourself (and your partner) to avoid future friction
• Why financial intentionality, not income equality, is the goal
  

Follow Priya Malani: LinkedIn | Instagram | YouTube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There… we said it.

What if your six-figure income, Roth IRA, and decent savings still aren’t giving you the clarity you want with your money?

In this episode, Priya speaks directly to the high earners who are “winging it well” (doing fine on paper, but feeling low-key uncertain under the surface). She explains why traditional financial advice (like risk tolerance questionnaires and chasing market returns) misses the mark, and how goals-based financial planning changes everything.

You’ll hear why having a financial plan isn’t about restrictions. It’s about freedom: like knowing you can drop $20K on a Maldives trip and still retire early. Or confidently skipping a concert, knowing your money’s already doing what it’s supposed to.

If you’ve ever thought, “I make good money, I just don’t know if I’m doing the right things with it,” this episode will feel like a wake-up call and a relief all at once.

Tune into this episode to hear:

• Why traditional advisors still ask the wrong first question
• What to do after you've been “winging it” successfully
• How goals-based planning changes your relationship with money
• The emotional freedom that comes from knowing what “on track” looks like
  

Follow Priya Malani: LinkedIn | Instagram | YouTube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

If you've ever looked at a startup job offer and thought, “This sounds exciting… but what does any of this actually mean?”, this episode is for you.

Priya sits down with fintech veteran and former VC partner Liran Amrany to demystify startup equity. Together, they break down what you're being offered (ISOs, NSOs, RSUs, and more), how to evaluate the value of equity compensation, and the lifestyle tradeoffs that come with betting on a startup.

Whether you're negotiating an offer or just want to understand how startup equity works, this episode gives you the tools and questions to confidently navigate it all.
Takeaways

• What all those acronyms in your offer letter mean (ISOs, NSOs, RSUs, etc.)
• How to ask smart questions about valuation, cap tables, and strike prices
• The tradeoffs between cash comp and equity—and how to make that decision
• Why “You have 90 days to exercise” is a big deal
• How to make startup equity enhance your financial plan; not be your only plan
  

Follow Priya Malani:

LinkedIn | Instagram | YouTube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There… we said it.

You’ve probably wondered if AI can handle your finances. After all, it’s fast, smart, and knows how to crunch the numbers.

But here’s the problem: money is personal, and algorithms don’t do personal.

In this episode of The F. Word, Priya explains why your financial plan needs more than a robo-advisor and a risk slider. From navigating money baggage to prioritizing complex goals like home buying, IVF, or a sabbatical, AI might be able to generate answers - but it doesn’t ask the right questions.

You’ll hear real examples from clients who used AI tools but still felt lost and how human advice helped them get clarity and actually move forward. Plus, a breakdown of where AI can be helpful and where it fails, especially if you’re earning six figures and want your money to feel as good as it looks on paper. If you’ve ever felt like you’re doing everything “right” but still not making progress, this one’s for you.

Tune Into This Episode to Hear:

• Why AI can build a smart plan, but not YOUR plan
• What robo-advisors consistently get wrong for high earners
• How human advice helps you change your habits and follow through
• What financial planning should actually feel like when it’s working
  

Follow Priya Malani: LinkedIn | Instagram | YouTube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that’s us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Your 30s aren't just another chapter, they're the turning point. This decade is when the most important financial decisions of your life are made, from who you choose as a partner to how you handle big expenses like kids, career pivots, or real estate. It’s also when your money habits either set you up for long-term wealth… or quietly sabotage it.

In this episode, Priya breaks down why your 30s matter so much and how to take control now before lifestyle creep, outdated budgeting strategies, or relationship mismatches get in your way.

She also shares how couples can avoid building resentment over money (hint: you’ve got to stop making trade-offs based on vibes), why oversaving can be just as problematic as overspending, and the one mindset shift that will make your plan stick.

Tune Into This Episode to Hear:

• The massive impact your partner has on your financial future—and how to get aligned now
• Why your 30s are your financial fork in the road (and how to avoid costly detours)
• The hidden risks of oversaving in retirement accounts and emergency funds
• How to stop “winging it” and start using your money to build the life you actually want

Follow Priya Malani: LinkedIn | Instagram | YouTube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There… we said it.

If your summer was full of unforgettable memories, but your credit card statement is now giving you anxiety, you’re not alone. In this episode, Priya walks you through how to recover from the summer-spending hangover without guilt, restriction, or financial punishment. She breaks down how to reset using your magic number, why most people don’t actually plan for seasonal spending, and how to bounce back with clarity, not shame. Plus, how your goals can help you say no with purpose and yes with intention.

Tune Into This Episode to Hear:

• Why even high earners can feel broke in the summer (hint: weddings, group trips, and rooftop dinners)
• The difference between a reset and a punishment—and how to know the difference
• What your magic number is and how it can save you from lifestyle creep
• Easy, guilt-free ways to pause or adjust savings without derailing your plan
• A reminder that FOMO disappears when you're crystal clear on your goals

Follow Priya Malani: LinkedIn | Instagram | YouTube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that’s us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.