In this episode of the Miko Love Podcast, host Kumiko Love explores the true meaning of financial freedom, challenging the conventional notions that equate it with wealth and success. She emphasizes the importance of defining financial freedom on a personal level, rather than adhering to societal standards.

Kumiko discusses the emotional aspects of money, including financial trauma and the impact of comparison on personal goals. She provides actionable steps for listeners to create their own financial systems that align with their values and emotional needs, ultimately encouraging them to build a life of freedom through intentional choices.

KEY TAKEAWAYS:

• Financial freedom is often misunderstood as a destination.
• Defining financial freedom for yourself is essential.
• Freedom starts with truth, not a dollar amount.
• Financial trauma can persist even after achieving financial goals.
• True freedom is about feeling safe, not just being in control.
• You can create moments of fulfillment now, not just in the future.

EPISODE CHAPTERS

00:00 Redefining Financial Freedom
06:19 The Emotional Side of Money
12:29 Creating Your Own Financial System
17:10 Building a Life of Freedom

About Kumiko:

Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.

She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.

With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.

As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.

Thank you for being a part of our community!

Contact The Miko Love Podcast

• Follow me on Instagram @mikolovepodcast
• Email me at kumiko@mikolovepodcast.com

Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love delves into the complex issue of habitual shopping, exploring its psychological roots, emotional triggers, and the societal influences that perpetuate compulsive spending.

She emphasizes the importance of self-awareness, self-compassion, and community support in overcoming these habits. Listeners are encouraged to identify their spending triggers, regulate their emotional responses, and create a spending plan that aligns with their values and healing goals.

Ultimately, the episode serves as a reminder that healing from habitual shopping is possible and that individuals can cultivate a healthier relationship with money and themselves.

KEY TAKEAWAYS

• Habitual shopping is a coping mechanism for emotional pain.
• Dopamine plays a significant role in reinforcing shopping habits.
• Awareness is the first step to changing spending patterns.
• Your identity influences your financial behaviors.
• Regulating your nervous system can improve decision-making.
• Creating a spending plan should reflect your values and goals.
• Community support is vital in overcoming habitual shopping.
• You can rewrite your relationship with money and shopping.

EPISODE CHAPTERS

00:00 Introduction to Habitual Shopping
02:50 Understanding the Psychology Behind Shopping Habits
06:05 Identifying Triggers and Patterns
09:01 The Role of Self-Compassion and Identity
11:52 Regulating Your Nervous System
15:13 Creating a Healing-Centered Spending Plan
17:51 Building Community and Support for Change

About Kumiko:

Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.

She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.

With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.

As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.

Thank you for being a part of our community!

Contact The Miko Love Podcast

• Follow me on Instagram @mikolovepodcast
• Email me at kumiko@mikolovepodcast.com

Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love shares her personal journey of buying her dream home with cash. She discusses the importance of vision, discipline, and financial planning, as well as the emotional challenges she faced along the way.

Kumiko emphasizes the significance of tracking progress, staying consistent, and believing in oneself, regardless of financial circumstances. Her story serves as an inspiration for anyone working towards their own financial goals, reminding listeners that they are capable of achieving their dreams.]

KEY TAKEAWAYS

• Everyone's financial journey is different, and that's okay.
• Small savings can lead to significant success over time.
• Visualizing your dream home is crucial to achieving it.
• You must have a strategic financial plan to reach your goals.
• Listening to your heart is important in decision-making.
• Don't let others' opinions deter you from your dreams.
• Slow progress is still progress, and every step counts.

OTHER RESOURCES

Watch when I reveal to my son that I was able to buy us a home: https://youtu.be/QklH6gAVgjU?si=VFefvFXKtyO5tRRQ

Read the article: https://thebudgetmom.com/my-journey-to-buying-my-dream-home-with-cash/

EPISODE CHAPTERS

00:00 Introduction to the Journey
02:45 The Dream of Homeownership
06:04 Financial Planning and Vision
08:54 The Decision to Buy with Cash
12:11 Overcoming Challenges and Setbacks
15:00 The Emotional Journey to Homeownership
17:54 Investing for the Future
21:13 The Importance of Tracking Progress
24:05 Consistency and Small Goals
26:51 The Final Steps to Homeownership
30:05 Reflections on the Journey

About Kumiko:

Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.

She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.

With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.

As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.

Thank you for being a part of our community!

Contact The Miko Love Podcast

• Follow me on Instagram @mikolovepodcast
• Email me at kumiko@mikolovepodcast.com

Thanks for listening & keep feeding your curiosity!