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The Million-Dollar Math of a 25-Year-Old

The Million-Dollar Math of a 25-Year-Old

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In this episode of The Brutally Honest Loan Officers Podcast, Derick and Stephen unpack the inspiring story of a 25-year-old first-time homebuyer who’s already building wealth through smart money habits.

They break down:

  • How starting with just $130 a month can grow into over $1 million by retirement.

  • The power of compound interest and why time—not income—is the real multiplier.

  • Why waiting for the “perfect” situation in real estate or investing can cost you years of growth.

  • How homeownership + consistent investing can work together to build generational wealth.

Whether you’re in your 20s or 40s, this episode will change how you think about money, investing, and real estate.

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