Épisodes

  • #346: Rules for Borrowers - The Real Effects on Borrowing Power & Market Stability

    #346: Rules for Borrowers - The Real Effects on Borrowing Power & Market Stability
    Jan 26 2026
    This episode of The Property Trio Podcast was sparked by a fantastic listener question from Callum. The Trio dive into the mortgage questions borrowers ask every single day – plus a few curveballs that catch even experienced investors off guard.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/01/26/rules-for-borrowers/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
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    43 min
  • #345: Market Update Dec 2025 – Strongest Annual Growth Since 2021, Lower Quartile Markets Outperform and Investor Activity Surges

    #345: Market Update Dec 2025 – Strongest Annual Growth Since 2021, Lower Quartile Markets Outperform and Investor Activity Surges
    Jan 19 2026
    🎧 In this month’s Property Trio market update, Cate, Dave and Mike unpack the latest December monthly market figures.

    Dave points out that we have experienced the highest national growth since 2021, and the Trio break down the star performers for the final month of the year. Adelaide and Perth continued their stellar run for December, yet Melbourne and Sydney marginally slipped back. The trio consider the reasons for this, circling stock levels, auction centric markets and price segmentation. As always in their monthly market updates, they canvas rents, listing numbers, lending data the Westpac Consumer Sentiment figures.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/01/19/ep-345-december-2025-market-update/
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    56 min
  • #344: The Trio’s 2026 Predictions – What’s Next for Interest Rates, Property Supply, Rental Markets and the Risks on the Horizon

    #344: The Trio’s 2026 Predictions – What’s Next for Interest Rates, Property Supply, Rental Markets and the Risks on the Horizon
    Jan 12 2026
    In this episode of The Property Trio Podcast, Dave hosts the annual Predictions episode. Part two of a two-part series, the Trio share their predictions on interest rates, possible threats, government intervention, supply and rental markets!

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/01/12/2026-predictions-part-2/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
    Voir plus Voir moins
    58 min
  • #343: The Trio’s 2026 Predictions – Bold Calls for Price Growth, Top Performing Cities & Investor Momentum

    #343: The Trio’s 2026 Predictions – Bold Calls for Price Growth, Top Performing Cities & Investor Momentum
    Jan 5 2026
    In this episode of The Property Trio Podcast, Dave hosts the annual Predictions episode. Part one of a two-part series, the Trio share their predictions on growth, markets, rents, investor numbers and more. It's one episode that is not to be missed!

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/01/05/2026-predictions-part-1/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
    Voir plus Voir moins
    44 min
  • #342: Your Mortgage Strategy Questions Answered – The Smarter Way to Structure Loans and Grow Wealth

    #342: Your Mortgage Strategy Questions Answered – The Smarter Way to Structure Loans and Grow Wealth
    Dec 29 2025
    In this episode of The Property Trio Podcast, Cate hosts a listener questions episode featuring the mortgage questions borrowers ask most often. Inspired by a listener question from Callum, the Trio open the vault on borrowing capacity, rental income treatment, interest-only strategies, and the tax traps that can quietly cost property owners hundreds of thousands over time.

    Wishing our listeners a happy and prosperous 2026!

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2025/12/29/mortgage-strategy-questions-answered/
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    37 min
  • #341: The Property Buyer Playbook – Dealing with Agents, Determining Genuine Buyer Competition & Navigating Competitive Markets

    #341: The Property Buyer Playbook – Dealing with Agents, Determining Genuine Buyer Competition & Navigating Competitive Markets
    Dec 22 2025
    In this episode, The Trio explore how to identify serious competitors, read buyer behaviour, understand market forces, and apply smart tactics to gain an edge in both auctions and private sales.

    Wishing our loyal listeners a safe and joyous festive season!

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:

    https://www.propertytrio.com.au/2025/12/22/determining-genuine-buyer-competition/
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    51 min
  • #340: Market Update Nov 2025 – Perth Surges at 2.4%, Investor Lending at Record Highs as National Prices Rise 1%+ for Third Month Running

    #340: Market Update Nov 2025 – Perth Surges at 2.4%, Investor Lending at Record Highs as National Prices Rise 1%+ for Third Month Running
    Dec 15 2025
    🎧 In this month’s Property Trio market update, Mike, Cate, and Dave unpack the latest November market figures.

    Perth continues to surge, gaining pace this month with a 2.4% lift, and investor lending hits record highs, prompting APRA to potentially apply changes. National prices rise more than one per cent for the third month running, and the Trio talk about the uplift in rental growth that has struck in recent months.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2025/12/15/ep-340-november-2025-market-update/
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    53 min
  • #339: Mortgage Myths Exposed – The Biggest Mortgage Mistakes Borrowers Don’t Know They’re Making

    #339: Mortgage Myths Exposed – The Biggest Mortgage Mistakes Borrowers Don’t Know They’re Making
    Dec 8 2025
    This episode busts the biggest mortgage myths costing borrowers money. Mike, Cate and Dave unpack why the lowest rate isn’t always best, how repayment strategy affects future tax deductions, why borrowing capacity varies by lender, the truth about maternity-leave lending, and why bank loyalty rarely pays.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2025/12/08/mortgage-myths-exposed/
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    54 min