Gavin Lillywhite joins us to unpack how underwriting is evolving in the age of AI, capital efficiency, and shifting customer expectations. From exclusion clauses to talent strategy, this episode explores where insurers are getting it wrong - and how smarter tech partnerships could finally push the industry from talk to transformation.

EPISODE LINKS:

Gavin's LinkedIn: https://www.linkedin.com/in/gavin-lillywhite/

Xceedance: https://www.xceedance.com/

CONNECT WITH US:

Say Hello: ⁠producer@thereinsurancepodcast.com⁠

Website: ⁠https://www.supercede.com⁠

LinkedIn: https://www.linkedin.com/company/supercedehq

X: ⁠https://twitter.com/SupercedeHQ⁠

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠

OUTLINE & TIMESTAMPS:

(00:00) Intro

(01:31) Gavin’s Background & Global View

(04:33) Reinsurance Data Problems

(07:25) Standardising & Streamlining with AI

(10:22) GenAI & Risk Engineering in Action

(15:01) Lowering the Cost of Capital

(18:00) Product Innovation & Efficiency Gains

(21:01) Insurers, Customers & Exclusions

(24:01) Talent, Strategy & The Future of Work

(27:01) Data ≠ Strategy (Unless You Use It!)

(30:00) Final Thoughts

Life insurance, but make it Bitcoin. Zac Townsend & Carsten Ragborg join us to unpack Meanwhile—the first life insurer built entirely on Bitcoin. We dive into how it works, why it’s gaining traction, and how crypto-native risk transfer could shake up the traditional (re)insurance world.EPISODE LINKS:Zac's LinkedIn: ⁠https://www.linkedin.com/in/zactownsend/⁠

Carsten's LinkedIn: ⁠https://www.linkedin.com/in/carstenragborg/

CONNECT WITH US:

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠producer@thereinsurancepodcast.com⁠

Website: ⁠https://www.supercede.com⁠

LinkedIn: https://www.linkedin.com/company/supercedehq

Twitter: ⁠https://twitter.com/SupercedeHQ⁠

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠

George Alayon, Deputy Director of FinTech at the Bermuda Monetary Authority, joins us to unpack how a regulator became a champion of change. From regulatory sandboxes to AI policy papers, George reveals how the BMA is helping shape the future of reinsurance - and why collaboration, not competition, is Bermuda’s secret weapon. EPISODE LINKS:George's LinkedIn: https://www.linkedin.com/in/george-b-alayon-jr-48116154/BMA: https://www.bma.bm/CONNECT WITH US:

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠producer@thereinsurancepodcast.com⁠

Website: ⁠https://www.supercede.com⁠

LinkedIn: https://www.linkedin.com/company/supercedehq

Twitter: ⁠https://twitter.com/SupercedeHQ⁠

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ OUTLINE & TIMESTAMPS:(00:00) Intro(01:05) George's Insurance Beginnings(01:46) The BMA & Tech Innovation(03:52) What Is a Regulatory Sandbox?(06:09) Engaging with the Lloyd’s Lab(09:44) BMA & the Bermuda Market (10:45) Lloyd’s Lab BMA Special(14:18) Emerging Risks(16:58) Alternative Capital(20:50) Innovation Over the Next Decade(24:10) Advice for Innovators

James Robinson, co-founder of Cactus, joins us from Bermuda to share how a holiday turned into a thriving insurtech journey. From launching Marmalade (now Cactus Risk Studio) to navigating Lloyd’s Lab and Bermuda’s unique market dynamics, James unpacks the highs, hurdles, and hilarity of building reinsurance tech in paradise.EPISODE LINKS:James's LinkedIn: https://www.linkedin.com/in/jpr-bm/Cactus: https://cactus.bm/CONNECT WITH US:

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠producer@thereinsurancepodcast.com⁠

Website: ⁠https://www.supercede.com⁠

LinkedIn: https://www.linkedin.com/company/supercedehq

X: ⁠https://twitter.com/SupercedeHQ⁠

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ OUTLINE & TIMESTAMPS:(00:00) Intro(00:55) James’s Bermuda Beginnings(01:55) What is Cactus?(06:09) Joining the Lloyd’s Lab(09:50) Advice for Insurtech Startups (13:33) Raising Capital (15:20) Basing Your Business in Bermuda(19:05) Growing Tech in Bermuda(22:53) What’s Next for Cactus?(24:40) Issues Leveraging AI(28:25) Solving Insurance Problems with AI(35:30) Final Words of Advice

Rosie Denée, Head of Innovation, Commercial Education and Engagement at Lloyd's, joins Ben live in Bermuda to explore the Lloyd's Lab’s first reinsurance-focused accelerator on the island. They dive into the Lloyd’s–BMA partnership, why Bermuda is critical for innovation, and how Cohort 14 is tackling real industry challenges.EPISODE LINKS:Rosie's LinkedIn: https://www.linkedin.com/in/rosie-den%C3%A9e-54471426/Lloyd's: https://www.lloyds.com/ CONNECT WITH US:

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠producer@thereinsurancepodcast.com⁠

Website: ⁠https://www.supercede.com⁠

LinkedIn: https://www.linkedin.com/company/supercedehq

X: ⁠https://twitter.com/SupercedeHQ⁠

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ OUTLINE & TIMESTAMPS:(00:00) Intro(01:12) Rosie’s Insurance Beginnings(03:22) What is the Lloyd’s Lab?(04:35) Cohort 14: Bermuda Edition (07:01) Kickstarting Innovation (10:00) What Is Cohort 14 Doing?(13:50) Startup Applications for the Lab(15:32) What Makes a Good Applicant?(19:07) Lloyd’s Lab Mentors(20:07) Continued Support After the Lab(23:34) Lloyd’s Pushing Innovation(25:59) Bermuda Lab Participants (30:10) What’s on the 5-year Horizon?(34:17) How Can You Get Involved?(36:30) Brokers & Clients(37:25) Final Words

Brittany Baker from CyberCube unpacks the complexities of modelling cyber catastrophes, the rise of cyber cat bonds, and how re/insurers are grappling with aggregation risk in a man-made peril unlike any other.

EPISODE LINKS:
Brittany's LinkedIn: https://www.linkedin.com/in/brittany-baker-b8709121/

CyberCube: https://www.cybcube.com/

CONNECT WITH US:

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠producer@thereinsurancepodcast.com⁠

Website: ⁠https://www.supercede.com⁠

LinkedIn: https://www.linkedin.com/company/supercedehq

X: ⁠https://twitter.com/SupercedeHQ⁠

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠

OUTLINE & TIMESTAMPS:

(00:00) Intro

(01:07) Brittany’s Career Beginnings

(05:43) Cyber Insurance Consulting

(07:55) What Does a Cyber Model Look Like?

(11:30) Risks in Cyber

(14:06) Protection to Match Risk

(16:55) Buying Reinsurance Coverage

(18:33) Lacking Capital for Cyber?

(20:30) Cyber Cat Bonds

(25:47) Innovation & Personal Cover

(27:47) Emerging Commercial Solutions

(30:45) Innovation Through Data

(32:32) Cyber Non-Correlating to Economy

(35:20) What the Industry’s Getting Wrong

(37:11) AI: Good or Bad for Defence?

(43:16) Clash of Perils

Straight from the floor of TMPAA, Jerad catches up with Barry Plummer and Calum Williams from Aegis to dive into what’s powering the rapid rise in the programme space.EPISODE LINKS:Calum's LinkedIn: https://www.linkedin.com/in/calum-williams-insurance/Barry's LinkedIn: https://www.linkedin.com/in/barry-plummer-2830159b/AEGIS London: https://aegislondon.co.uk/ CONNECT WITH US:

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠producer@thereinsurancepodcast.com⁠

Website: ⁠https://www.supercede.com⁠

LinkedIn: https://www.linkedin.com/company/supercedehq

Twitter: ⁠https://twitter.com/SupercedeHQ⁠

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠

Ray Hannon joins us at TMPAA to explore how leading carriers are navigating the MGA explosion. We cover AI’s real-world underwriting use cases, data presentation as a competitive edge, and why smart capital is chasing precision—not scale. A candid look at profit-first growth in today’s programme market.EPISODE LINKS:Raymond's LinkedIn: https://www.linkedin.com/in/raymond-hannan-a734b025/Westfield: https://www.westfieldinsurance.com/CONNECT WITH US:

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠producer@thereinsurancepodcast.com⁠

Website: ⁠https://www.supercede.com⁠

LinkedIn: https://www.linkedin.com/company/supercedehq

X: ⁠https://twitter.com/SupercedeHQ⁠

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠