📈 This week on The Pulse and Perspective, host Peter D’Angelo unpacks a blockbuster Fed meeting that delivered zero rate movement—but plenty of drama. Two governors broke ranks for the first time since 1993, voting for an immediate cut. What does that rare dissent mean for September’s decision and your borrowing costs?

🏠 Meanwhile, 30-year mortgage rates are hovering just under 7 percent—the lowest band of 2025 so far—and applications have already jumped nearly 10 percent. National inventory is up 17 percent year-over-year, yet one in three sellers is slashing prices to lure buyers. Is the leverage finally shifting?

📰 Peter breaks down:

• Powell’s “patient” stance and why tariffs still loom large
• How a dissent at the Fed could foreshadow faster easing
• The upcoming jobs report and PCE inflation gauge that could jolt markets
• Why Fannie Mae now pegs year-end rates near 6.4 percent—not the 4-5 percent dream
• Tactical tips for buyers, sellers and loan pros as algorithms amplify summer volatility

Tune in for sharp insights, context you can act on, and Peter’s take on whether we’re about to punch through this year’s rate floor.

🎧 Listen now and stay ahead of the curve!

#MortgageRates 📉 #FedWatch 🏦 #HousingMarket #RealEstate #HomeBuying #InterestRates #EconomicUpdate #MortgageNews

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Peter D'Angelo | NMLS: 885309 | Branch Manager | Guaranteed Rate, Inc., NMLS 2611
Peter.DAngelo@Rate.com

*All information, topics, discussion is my own personal opinion and insight, not reflective of Guaranteed Rate, Inc. May contain market information for informational purposes only, not to be used as financial advice.