Financial English

Ever wonder why the world's best investors are so successful? It's because they utilize basic financial statement analysis skills to root out great opportunities. Warren Buffett, David Einhorn, and Jim Chanos have made billions throughout their careers by simply reading financial statements. Many investing or financial statement analysis books only teach basic financial ratios. However, that's only a small fraction of the analytical process in financial statement analysis. Most investors don't take the time (or don't know how) to read through footnotes or comb through SEC filings.

Wall Street financial advisers are supposed to build and preserve your wealth, yet they are untrained in portfolio construction and how to contain risk and bulletproof your investments. Now Ed Butowsky, a Wall Street insider who spent two decades as one of the top producers at the fabled firm of Morgan Stanley & Co., breaks from the pack to reveal the flaws, fibs, and failings of financial advisers. To fix this mess, he has created the new CHIP Score to empower you to evaluate the potential for Risk & Reward in your portfolio and grade your adviser - before the next meltdown.

Many professional students feel guilty about living on student loans while simultaneously worrying that they may never be able to pay them off. This audiobook will lift the burden of guilt while providing insight into the financial consequences of the major decisions you will face during school and residency training. Assuming no prior knowledge of personal finance and investing, the audiobook is filled with straight talk and clear explanations. Let Dr. Dahle be the financial mentor you didn’t even know you needed.

In Women and the Digital Frontier, explore how women across the globe are tapping into new realms of wealth creation through NFTs, virtual real estate, and the metaverse. This groundbreaking guide is both an empowering manifesto and a practical playbook for navigating the opportunities of the digital economy.

In Indexed Universal Life Insurance In Action, Sherida L. Stevens demystifies one of personal finance's most versatile and underutilized tools. Whether you're aiming to safeguard your family’s future, build a tax-advantaged retirement, or create generational wealth, this guide will walk you through much of what you need to know about Indexed Universal Life (IUL) insurance.

No matter where you are in your financial journey Personal Finance QuickStart Guide covers everything you need to know to make a positive financial change in your life. In Personal Finance QuickStart Guide author, financial coach, and financial advisor Morgen B. Rochard CFA, RLP pulls back the personal finance curtain to present personal finance wisdom that is so simple anyone can start putting it to use today.

Look at a map of the world and you’ll see a colorful checkerboard of nation-states. But this is not where power actually resides. Over the last decade, globalization has shattered the map into different legal spaces: free ports, tax havens, special economic zones. With the new spaces, ultracapitalists have started to believe that it is possible to escape the bonds of democratic government and oversight altogether. Crack-Up Capitalism follows the most notorious radical libertarians around the globe as they search for the perfect space for capitalism.

Are you tired of your daily job? Would like to understand what is passive income and how you can achieve financial freedom? Many people are living life on their own terms, working when they choose to, and earning more than they ever did at their “daily” jobs.

Practical, spiritual, and above all soundly financial, The Courage to Be Rich addresses the rites of passage we all must face - marriage, divorce, death; spending (and overspending) on life's necessities and luxuries; taking control of our financial tomorrows today. From the business of love to buying a home; from imparting proper values to our children to defining our own self-worth; from starting over to staking a claim to our future, Orman shows us how to find the clarity, conviction, and courage to meet the obstacles and opportunities of a lifetime.

What would you be doing right now if you had a loving relationship with money that was free of guilt and shame? Luna Jaffe weaves her life experiences as a professional artist and dancer with her training in depth psychology and financial planning to create a beautiful, compassionate sanctuary for exploring money. If you are looking for a sassy, expressive, intuitive, creative guide through your own financial wilderness, you have come to the right place!

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

Through the eyes of an inventor of new markets, Good Derivatives: A Story of Financial and Environmental Innovation tells the story of how financial innovation - a concept that is misunderstood and under attack - has been a positive force in the last four decades. If properly designed and regulated, these “good derivatives” can open vast possibilities to address a variety of global problems. Filled with provocative ideas and valuable lessons, this book will provide both an insightful interpretation of the last 40 years in capital and environmental markets.

From the best-selling, prize-winning author of The Last Tycoons and House of Cards, a revelatory history of Goldman Sachs, the most dominant, feared, and controversial investment bank in the world. William D. Cohan has constructed a vivid narrative that looks behind the veil of secrecy to reveal how Goldman has become so profitable - and so powerful.

Get the money mindset and create unlimited financial success and opportunity with this guided meditation and relaxation program, from certified hypnotherapist, Joel Thielke. You can achieve financial security today. It's as easy as turning on the tracks and falling asleep! With this program, you will become more motivated and proactive to make money, creating a mindset that will help attracted wealth and abundance your way.

Drowning in debt? Our targeted meditations will help you build a positive financial outlook, turning overwhelming debt into manageable and even eliminable stress. Want to achieve financial success but lack confidence? This book is designed to boost your financial self-esteem, making you believe in your ability to create wealth effortlessly.

In Rental Property Strategies, you’ll find valuable knowledge and helpful advice based on years of experience in real estate. By equipping yourself with the right knowledge and surrounding yourself with the right people, you can protect yourself from losses and set yourself up for financial independence, sooner rather than later. Build up your rental property portfolio in a sustainable and profitable way.

An easy-to-follow financial literacy guide for BIPOC (Black, Indigenous, and People of Color). Financial help can be hard to find but So . . . This Is Why I'm Broke gives practical and simplified financial tips for you to financially thrive.

The stock market is the greatest financial machine ever created. But if you want to succeed financially, you must understand how the stock market actually works. Are you prepared to take your piece of it?

In The 21-Day Financial Fast, award-winning writer and The Washington Post columnist Michelle Singletary proposes a field-tested financial challenge. For 21 days, participants will put away their credit cards and buy only the barest essentials. With Michelle's guidance during this three-week financial fast, you will discover how to break bad spending habits, plot a course to become debt-free with the Debt Dash Plan, avoid the temptation of overspending for college, learn how to prepare elderly relatives and yourself for future long-term care expenses, and more....

There's no doubt about it: the financial struggle to gain any footing is real. But whether you are in debt or simply feel like your paychecks vanish upon arrival, you can take control of your money. Financial freedom is meant for you. You just need a real-world plan to get there. Based on the lessons she learned in her journey going from $100K in debt to self-made millionaire, YouTube money expert Rose Han shares a detailed and doable road map to financial freedom. Her actionable five-step method provides you with the tools you need to get out of debt and maximize your net worth.