Personal Money Budget

Being in debt is hard. Being financially disciplined is hard. Choose your hard. Your credit history and scores defines who you are. Raise above it, and manage your life to the fullest by taking care of your credit and learning to budget. You won't regret it! This book will help you with the why and the how you need to take control of your financial status, keep your credit great, repair your credit if needed, and takes steps towards budgeting.

Are you tired of living paycheck to paycheck and want to take control of your finances without sacrificing your social life? "Money Skills for Young Adults in a Digital Age" is the audiobook for you.

In this book, we'll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we'll tackle your money issues the simple way: day by day. We'll consider realistic ways to save money, but also look in-depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is.

Sure it does pay the bills, but it also limits your true value and the income that should be flowing into you. By learning the things I mentioned, you will be able to save for your future, protect yourselves from recession or sudden unemployment, live debt-free, and be financially independent. I hope that by listening to this book, you may avoid some of the mistakes couples commit especially regarding financial matters.

Want to stop stressing about money, but don't know where to start?

Are you sick of trying to stick to a budget and feeling like you're depriving yourself in the process?

Are you tired of figuring out where you money is going and finally finding a way to spend the money on the things you absolutely love?

Yup, been there, done that. Budgeting can be stressful when you don't know what you're doing.

Lay the groundwork for a secure financial future while you're still young and enter your adult years miles ahead of your peers. Discover the vital skill most curriculums miss—money management. This teen-friendly guide demystifies finance, empowering you to make smart financial choices for a future brimming with success.

Are you struggling with debt and saving money? Do you find that near the end of the month, there is more month left than money? Does your family need and want more out of life than you can financially afford? If you answered yes to any of these questions, this book is for you.

This audiobook is for people who want to make the most of their money. Are you working hard yet have little to show for it? Do you ever get to the end of the month, only to discover that there is more month left than money? Does your bank balance seem to hang around the same amount (perhaps a big fat zero?) no matter what you try? Have you noticed that whenever you have money you seem to lose it or are forced to spend it on an emergency?

Do you want to do better financially but just don’t know where to start? Do you want to get ahead and stop barely getting by? Do you want to thrive and not survive? You may think that it's impossible and you have tried every way but you haven’t. There is a simple way to help you budget so that you can stick with it and dedicate to your needs and situation. This book will teach you about many things but the main thing you will do is learn and stick to your Financial Goals for the future.

Instead of telling you the importance of budget and how to stick to a budget, we turn budgets into daily habits. This 20-day challenge follows a carefully designed curriculum to make budgeting as easy to implement as possible. I promise that you will feel more in control of your spending habits, know precisely where your money goes, set up some practical goals, and, most importantly, have some fun during these 20 days!

If you want to control your finances, get out of debt, save more money, and do it all using strategies like a minimalist, then this audiobook is for you.

Many young adults feel unprepared for adulthood, especially regarding financial matters. Schools often overlook teaching practical money skills, leaving you to figure it out on your own. But financial literacy is a skill you can learn, even without being a math whiz. This book provides invaluable insights to help you avoid common financial mistakes and build a secure future.

How to Be Financially Stable(ish): A Humorous Guide to Living Large on a Tiny Budget is here to save the day—and your wallet. Packed with practical tips and plenty of laugh-out-loud moments, this book proves you don’t need a trust fund or a spreadsheet obsession to feel confident about your finances.

Stressed about how to make money, save it, and grow it? Here's your no-BS guide to financial freedom, written for teens and young adults who want confidence and financial security! I wrote this book for my own kids and their friends to teach them to make money and build wealth at a young age.

This detailed book is what you need to take control of your finances, while boosting your credit. With step-by-step techniques, tips, instructions, and sample letters, this credit-repair book will guide you to promised land of great credit.

Get a clear, concise plan for dumping debt now. Learn about controlling your expenses and increasing your income to help you live debt-free for the rest of your life.

This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you'll budget better and become richer as a consequence. Regardless of how much your income is we'll find a way to budget, save, and increase your net worth.

"America's Money Answers Man" explores the relationship between money and emotions, identifies seven "money types", and offers the keys to life-changing financial success.

Financial success can be simple. All it takes is a plan and dedication to that plan. This audiobook provides a suggested retirement withdrawal strategy intended to help support a comfortable retirement and extend the life of your retirement funds. A Tiny Book on Personal Finance: Retirement Withdrawals provides a guide to how to withdraw the money you have saved for your retirement.

An IT manager's budget controls what he or she and his or her team are going to be able to accomplish this year. No, creating a budget may not be the most enjoyable thing that you'll be called on to do, but it just might be the most important. The challenge that a lot of IT managers have when it comes to creating a good budget is that it requires them to master a number of terms and concepts that they may have never encountered in school.