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I Will Teach You to Be Rich

No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
Written by: Ramit Sethi
Narrated by: Ramit Sethi
Length: 12 hrs and 8 mins
4.5 out of 5 stars (137 ratings)

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Publisher's Summary

“A unique voice on money, one singularly attuned to...his generation.” (San Francisco Chronicle

Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. 

This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards. Crush debt and student loans. Learn the exact words to negotiate a raise. Set up an automatic payment system and get on with your life. Plus, new material on overcoming psychological barriers, love and money, new investments options, and real audience stories of how applying Ramit’s principles led to a rich life. 

“Don’t let the breezy, irreverent style of this book fool you. It contains serious advice on personal-finance decisions, from budgeting and savings to spending and investing.” (Burton G. Malkiel, author of A Random Walk Down Wall Street)

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2009, 2019 Ramit Sethi (P)2019 Audible, Inc.

What members say

Average Customer Ratings

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annoying read with unsubstantiated opinions

really struggled to finish this book. the author had a couple good point but frequently pointed out how a number of his opinions or recommendations have changed from the first version of this book. respectfully I feel that a lot of his position is opinion based rather than fact based and I suspect his third version will come back peddle a number of recommendations from version 2.

14 of 14 people found this review helpful

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It's ok.

Mildly entertaining. Very, very basic information unless you know literally nothing about common personal finance strategies. Highly focused on cutting small expenses like fees. Not much focus on how to generate a lot of income. Quite repetitive, there's really no need for the amount of time taken to drive home certain points. A couple of interesting nuggets. The author's opinions feel real and authentic which is good. It's fine, but no more than that.

6 of 6 people found this review helpful

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Absolutely Awful and Aura Of Egomania

I listened to the first hour of this goddamn book and I already got the point. He brags about how his book has transformed people so much by sharing stories after stories — he never gets to the point. He also fails to understand that he will never know what being a lower SEC can do to people since he hasnt looked at any social sciences paper in his life. Cold, unforgiving and rude just like any successful businessman. He was well off to begin with so why take his advice to get rich? Btw I am in no way a low SEC myself and this book was so unbearable.

4 of 4 people found this review helpful

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not good was to vague, I wouldnt reccomend it.

not good l, too basic. Nothing for Canadians. basic things people already know. Not worth it in my opinion.

3 of 3 people found this review helpful

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Nothing new

He basically regurgitates stuff that you can learn more fully elsewhere. Get this if you have never learned about or are extremely new to indexing or personal finance.

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An unapologetic godsend for money management

Before listening to this book, I assumed I had a reasonable grasp of financial management. I still wanted to try this out to see how much information I was missing. I have taken university-level finance courses and still learned many useful pieces of information on investing, saving and general wealth advice. Ramit is extremely knowledgable, bordering on arrogant, but for those that need a financial wakeup call, I would highly recommend giving this a listen.

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I'm floored

I can't recommend this book enough. Wow, I'm loving the book. Great principles and tips.

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Great advise!

I’m looking forward to implementing the ideas of Ramit’s system. The book has many helpful insights on how to deal with my finances.

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  • MAX
  • 2019-05-28

Fkng amazing

Very detailed examples and explanations. Worth way more than the price. Loved the performance too. Thanks Ramit!!

0 of 1 people found this review helpful

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    3 out of 5 stars
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  • ero
  • 2019-06-20

Repetitive - should be retitled.

Pros: Book is very insightful about how to create systems to be financially responsible with the money you are already earning / how to grow it incrementally over time. The book needs to be renamed, but I get he's trying to sell the book, however, the title is pretty misleading and should be renamed to "How to be financially responsible"

Cons: However the book has no real answer to getting rich, unless you want the obvious answer — invest your money and save your money over many years with a retirement fund. Ramit constantly talks about how much he hates the advice: "Stop going out for coffee," however the amount of times he brings it up is more than i've actually heard in real life. Basically the book states that the best way to get rich is to get a job that pays you a lot of money / invest & save the extra money. Wow thanks for that amazing information, I didn't know that was the answer.

158 of 170 people found this review helpful

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  • Edward Mosqueda
  • 2019-05-26

Clear game plan

This was a great book! I have been researching the FIRE community and personal finance in general. This book gives some good advice that is in line with Dave Ramsey and other finance personas. But I like some of the different directions he suggest for savings, investments and perspective on spending. I’d recommend this book for someone who is looking to start their journey into personal finance but wants something that is easy to understand.

40 of 43 people found this review helpful

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  • NWgal
  • 2019-06-18

NO, IF YOU ARE OLDER OR LOOKING BEYOND BASICS

I was many chapters in waiting to learn something new that I wasn't already doing to some degree. Finally, he mentions that this book is for those who are younger. That's how you get rich...start young. I'm going to listen to the end but it's hard because I'm hearing about tactics and strategies I am familiar with for an extended amount of time.

59 of 64 people found this review helpful

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  • Amazon Customer
  • 2019-05-21

Very specific for USA

The book gives great advice, but it is very USA-specific. Although with some care, main concepts can be applied internationally.

46 of 54 people found this review helpful

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  • CMB
  • 2019-06-19

He only gets a few things right. Niche reader only

This book is only for young people who have a 9-5 corporate america 401k sort of job. Everyone else, pass on this book.
Pros: Best part he gets right is his section on Credit Cards but you probably don't need this book to find the info. If you know zero about how to use CC's then yes, go for the book. He says Bank of America and Wells Fargo are awful and I agree!! Longterm investment strategies? 100% agree! He also has great showmanship in this book.

Cons: He judges people by how they eat chicken wings? WTH kind of nonsense is that. He also, says people who end sentences with "..." are crazy um...okay, cool... Also, said Financial Advisors are all weirdos and unnecessary. I know plenty of advisors personally and yeah, some are weird but half the people in any sort of industry are weird, including authors.

Plus, not all advisors are out to take you for a ride. Are some? Absolutely! Find a company that holds their advisors to a Fiduciary standards bc they do exist, maybe only a few, but they are out there. (FYI, FINRA enacted a law last year or the year before that ALL advisors have to be held to this standard now so...)And an advisor can really tell you how much money you need to retire, in a FREE consultation.

Also, in what world does the stock mkt give you an 8% return consistently, even during recessions?? I know for a fact there are places you can invest for a tax free return (Yes, TAX FREE interest) at a 5% return which is recession proof. Sounds to good to be true? It's not, but you will need to consult an advisor to set up this unicorn of a strategy.

The author keeps touting reader reviews who said they have saved $100k in I think like 5 or 7 years (Cannot recall exact #) since reading his book and at age 38 are set to retire at 54...um, what? $100k is great, but in retirement might as well be $100 bc that is not even close to what most need.

The author makes plenty of apologies for things he got wrong with his first edition of this book which leads me to wonder, what will he apologize for getting wrong in second edition when he comes out with a third?

(If you are wondering, NO I am not an advisor nor do I work for a firm. I DO however have longterm investments, longterm care insurance, disability, and life etc and if anything happens to me my family is taken care of forever. And yes, you can do all this without working for a Corporate America job)

30 of 37 people found this review helpful

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  • WENDY
  • WEST SIMSBURY, CT, United States
  • 2019-05-27

Delivers What It Promises!

This is a great personal finance book for a number of reasons - it covers all the major areas of personal finance, it’s simple, and most importantly it cuts through all the BS. If you are going to read only one personal finance book, make this the one!

26 of 33 people found this review helpful

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  • Keith
  • Washington, DC, United States
  • 2019-05-28

Doable

The book is all about doing what is consistently doable. That means create automatic systems that give you 85% of the benefits with minimum ongoing effort. Brilliant!

8 of 10 people found this review helpful

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  • Anonymous User
  • 2019-05-25

Only if he could stop putting his emailers’ feedback!!

This book is full of his emailers feedback and many many ‘I will teach you how’. Get to the point already.

35 of 46 people found this review helpful

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  • Geoffrey
  • 2019-08-01

Fantastic. Incredibly informative and entertaining

Wow did I enjoy this book. Ramit shares pages of powerful advice, on finances and other life lessons. What I liked best is how he effectively breaks it down into bite sized, approachable chunks. It doesn't seem overwhelming to get started, and before you know it you're rolling on building your rich life. He's also darn funny and generally entertaining.

1 of 1 people found this review helpful

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  • drewbsn
  • Oberlin, OH USA
  • 2019-07-31

Incredible

Thank you so much for this book Ramit. It just cuts through all the BS out there and gives you the fundamentals and foundation.

1 of 1 people found this review helpful