“Have you ever had that thought: What if my advisor is wrong? It’s a fair question—especially when the future feels uncertain.

Today, we’re going to talk openly about that doubt—and explain what advisors are actually meant to do.

In this episode of the podcast, Nick, Tori, and Connie explore a provocative idea: what if the key to happiness in retirement isn’t saving more, but spending differently? Drawing on new research and real client experiences, the team discusses how money can be used intentionally to boost well-being, connection, and meaning in retirement.

Tune in to hear how retirees can shift their mindset — and their spending habits — to find more joy and purpose in the years ahead.

Some topics covered:

• Why “more money” isn’t always the answer

• The surprising results of the global $10,000 study

• Which spending categories actually boost happiness

• How retirees can align their money with their values

• Four powerful reflection questions to guide more joyful spending

In this Q&A session, Tori and Nick sit down with Connie to answer real questions about how our firm approaches retirement withdrawals using a risk-based guardrail strategy. Watch this podcast to gain a fuller understanding of how our dynamic withdrawal approach works, how it adapts to market conditions, and why it gives retirees more clarity and confidence without relying on rigid rules of thumb.

Some topics covered:

What are guardrails and how do they work?

How do we adjust withdrawals during market ups and downs?

Why flexibility matters more than precision.

Whether you’re approaching retirement or already in it, this conversation will give you a clearer picture of how we help clients enjoy their money—without the fear of running out.