In this episode of the Wealth Hotline, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on achieving financial freedom and independence. He emphasizes the importance of visibility in business—"you can't sell a secret"—and encourages listeners to recognize the value they can offer. Lloyd discusses the simplicity of building wealth through a paid-off property portfolio, urging those feeling overwhelmed by investing to simplify their approach. Listeners are welcomed into a live segment where five participants pose questions about money, business, and mindset, allowing Lloyd to provide actionable strategies to help them take control of their financial futures. Tune in for practical tips and the motivation to make your money work for you!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

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Timestamps

[00:00:00] Introduction

[00:00:16] Financial independence and investment.

[00:04:41] Financial objectives and property investments.

[00:09:56] Financial freedom through real estate.

[00:13:15] Passive income and financial freedom.

[00:19:15] Financial independence strategies.

[00:23:11] Building a brand for keepsakes.

[00:25:29] Collaborating with local vets.

[00:31:10] Paid ad strategies for pet loss.

[00:32:28] Business growth strategies.

[00:36:01] Worth more than $800 a week.

In this episode, host Lloyd James Ross explores the pressing question: Is Australian property overpriced? He candidly acknowledges the high prices in the market while emphasizing that opportunities still exist for savvy investors. Lloyd shares his insights on the potential pitfalls of entering the property market out of social pressure and discusses the implications of buying property at inflated prices. He delves into the metrics and sources that define the overpriced nature of the current market, and he encourages listeners to consider how these factors affect them as homeowners or investors. Whether you’re feeling overwhelmed by investing or just looking to understand the landscape better, this episode provides valuable strategies and a mindset to help you take control of your financial future. Tune in to gain clarity on the Australian property market and discover ways to navigate it effectively.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:03] Australian property market analysis.

[00:04:06] Affordable housing in Australia.

[00:07:10] Rental yield versus property prices.

[00:10:24] Overpriced Australian property market.

[00:15:34] Finding value in investing.

[00:19:27] Cash flow determines asset value.

[00:20:52] Is Australian property overpriced?

In this episode, host Lloyd James Ross dives into the age-old debate of whether Australian property or shares are the better pathway to wealth. With his experience as a seven-figure investor and entrepreneur, Lloyd challenges listeners to rethink their definitions of wealth, emphasizing the importance of being "time rich" in addition to having financial resources. He explores the concept of leverage in property investment and shares his personal insights on why he chose a different route for building wealth. Listeners are encouraged to engage in the conversation, sharing their opinions in the comments. Tune in for valuable mindset strategies and tips on taking control of your financial future!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:35] Time rich versus money rich.

[00:04:54] Wealth without property ownership.

[00:09:26] Wealth through public company shares.

[00:10:39] Future of real estate investing.

[00:15:05] Power of investing in ETFs.

[00:18:49] Shares vs. Property Wealth Debate.

[00:20:24] Building wealth strategies.

In this episode, host Lloyd James Ross, a seasoned investor and entrepreneur, dives into the pressing issues surrounding Australia's housing crisis and the government's controversial solutions, including the spare bedroom tax. He expresses strong opinions on the current state of the economy, asserting that what many perceive as a cost of living crisis is actually a spending crisis. Lloyd shares insights on the mindset needed to overcome financial challenges and emphasizes the importance of taking control of one's finances. Additionally, the episode features engaging reaction segments where Lloyd humorously responds to trending social media reels, providing both entertainment and candid commentary on societal issues. Tune in for a blend of financial wisdom and relatable humor!

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:02:23] Housing crisis and generational disparity.

[00:06:02] Taxing unrealized capital gains.

[00:09:31] Millionaires leaving Australia.

[00:10:53] Spending crisis and inflation.

[00:14:06] 18.6-year real estate cycle.

In this episode, Lloyd James Ross discusses the impact of mass immigration on the Australian property market and personal wealth. With over half a million people entering Australia each year, only 12% are skilled workers, leading to a significant demand for housing—specifically, an estimated need for 62,000 additional homes. Lloyd highlights the importance of voting for policies that support sustainable growth rather than unchecked immigration. He emphasizes that understanding these dynamics is crucial for anyone looking to control their financial future, as they directly affect property affordability and investment strategies. Tune in to gain insights on how to navigate these challenges and make informed decisions for financial success.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:12] Mass immigration and property market.

[00:05:29] Immigration's impact on housing market.

[00:08:12] Immigration impact on property market.

[00:12:14] Mass immigration and property market.

[00:14:54] Immigration's impact on property market.

[00:18:08] Immigration's impact on property prices.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his insights on how to quickly generate $10,000. He emphasizes that asking for a pay rise can be the fastest way to increase your income and highlights the importance of reassessing your spending habits. Lloyd outlines six actionable strategies to help listeners create a financial plan, emphasizing the need for urgency and effectiveness. He shares a real-life success story of a student who needed to raise $3,500 in just two weeks, showcasing the power of a tactical approach. Tune in for practical tips on taking control of your finances and achieving financial freedom.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:35] Pay rise strategies for income.

[00:04:06] Side gigs for extra income.

[00:08:24] Pet sitting as income opportunity.

[00:10:54] Selling on Facebook Marketplace.

[00:12:38] Building wealth strategies.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this live episode, Lloyd takes calls from viewers, wanting to become rich, whether that be financially, through business or even time rich. Tune in as Lloyd shares his experience to help these callers live the life of their dreams.

Want to be one of our next callers? Drop your name, email and question in the comments and we'll be in touch.

Please note: The information provided in this recording is for coaching and educational purposes only. It should not be considered personal financial advice. Everyone’s situation is different, so before acting on any of the content discussed, please seek independent financial advice tailored to your specific circumstances

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:03:07] Cash deployment strategies.

[00:05:39] Paying down property debt.

[00:10:06] Financial freedom through real estate.

[00:14:56] Financial freedom through property investments.

[00:20:25] Financial independence and freedom.

[00:22:28] Building a brand for keepsakes.

[00:26:31] Referral partnerships for marketing.

[00:29:49] Targeting customers who lost pets.

[00:35:05] Business viability and sustainability.

[00:39:40] Wealth Hotline call-in invitation.

In this episode, host Caroline Lloyd chats with a guest who is navigating the complexities of financial stability as a sole parent nearing retirement. The guest shares her current situation, including her rent increase to $700 per week and the challenges of managing living expenses while also needing costly items like new glasses. With a superannuation balance of $137,000, she discusses her plans to maximize her income in the coming years. The conversation highlights her side hustle as a music teacher, which she has only recently restarted and is gradually building. Tune in for insights on balancing work, finances, and future planning as one approaches retirement.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:02] Retirement planning and side hustles.

[00:06:09] Living life without retirement pressure.

[00:09:49] Building wealth outside property.