Épisodes

  • #289 - China Is COMING For the US Dollar
    Nov 27 2025

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    In this episode, we break down why China is pushing hard to move global trade away from the US dollar—and how gold suddenly became a power move in their strategy. From frozen Russian reserves to skyrocketing gold demand, Lloyd unpacks the real economic chess game happening behind the scenes, explains why a gold-backed currency isn’t the same as going back to a gold standard, and shows how all of this ties into inflation, US debt, and global trust in money. If you’ve ever wondered whether the dollar is actually at risk or if China can really shift the balance, this convo lays it all out in simple, clear terms.


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    Timestamps

    [00:00:00] Introduction

    [00:01:03] How weaponizing the USD started global de-dollarization

    [00:03:41] China’s push for RMB-based trade

    [00:05:00] Why China links its currency to gold

    [00:08:26] The myth of returning to the gold standard

    [00:11:01] How fiat currency saved modern economies

    [00:15:33] Inflation, debt, and the real USD risks

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    21 min
  • #288 - Is the RBA Torching The Aussie Dollar
    Nov 25 2025

    In this episode, Lloyd breaks down what’s really been happening to the Aussie dollar, from ultra-low interest rates to massive bond-buying during COVID, and how all that cheap money ended up torching our purchasing power. He unpacks why inflation ran wild, how government spending piled on top, and what the RBA got wrong (and right) trying to fix it. If you’ve been wondering why everything suddenly costs more, or whether the dollar is actually recovering, this convo connects all the dots in plain English.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

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    Timestamps

    [00:00:00] Introduction

    [00:02:11] How COVID triggered massive money supply expansion

    [00:05:04] Oversupply, inflation, and real-world examples (Big Macs, Maxi Bonds, etc.)

    [00:08:38] Why the AUD kept getting weaker against the USD

    [00:11:03] The RBA’s attempt to pull inflation back to target

    [00:14:32] What they should’ve done vs what actually happened

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    22 min
  • #287 - Financial Expert NEVER Touches Gold
    Nov 20 2025

    Thinking about buying gold? In this episode, Lloyd James Ross dives into why he avoids gold despite its popularity as a “safe” asset. From massive lines at bullion shops to the risks of buying a non-productive asset, he breaks down why gold can often be a “birdless bush” investment, relying on the greater fool theory rather than producing real income. Lloyd also compares gold to income-generating businesses, explains historical drawdowns, and shares practical strategies to hedge inflation while actually growing your wealth. Whether you’re curious about gold, Bitcoin, or smart investing, this episode gives you a clear perspective on when to be greedy and when to be fearful.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

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    Timestamps

    [00:00:00] Introduction

    [00:02:00] Gold as a risk-off asset

    [00:20:00] The “bird in the bush” investing metaphor

    [00:38:00] Historical gold drawdowns

    [01:10:00] Cinderella & the pumpkin moment

    [01:20:00] Income-producing assets vs gold

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    15 min
  • #286 - The TRUTH About My $1,000,000 Alibaba Investment
    Nov 18 2025

    In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his insights on high-level investing strategies. He emphasizes the importance of owning substantial shares in companies, as exemplified by the wealthiest individuals like Bernard Arnault and Elon Musk. Lloyd discusses his recent investment of a million dollars in Alibaba, using it as a case study to educate listeners on business analytics and sound investment practices. He clarifies that this episode is not financial advice but aims to provide valuable knowledge for those feeling overwhelmed by investing. Tune in to discover how to break free from old money habits, gain control over your finances, and work towards achieving financial freedom through strategic stock investments.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

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    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

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    Timestamps

    [00:00:00] Introduction

    [00:01:34] Value investing strategies explained.

    [00:05:35] Advanced delivery technology in China.

    [00:07:11] Alibaba's complete ecosystem business.

    [00:10:17] China’s advanced technological cities.

    [00:13:35] China's technological advancement and manufacturing.

    [00:18:01] Future of China's economy.

    [00:19:48] Alibaba's AI dominance in China.

    [00:24:43] Alibaba's growth potential and leadership.

    [00:25:40] Wealth building through company ownership.

    [00:28:34] Wealth building strategies.

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    30 min
  • #285 - How To PAY OFF 25k Debt With This Mindset
    Nov 13 2025

    In this episode of the Money Grows on Trees podcast, host Lloyd James Ross welcomes a special guest, Melissa Corciato, who shares her inspiring journey of regaining control over her finances. Having once been a big spender with $150,000 in debt, Melissa discusses the importance of redirecting spending towards purposeful investments and how mentorship has played a crucial role in her transformation. Lloyd and Melissa explore the common fears that hold people back from investing in themselves and provide insights into simplifying financial strategies. Tune in to learn how to overcome financial stress, grow your wealth, and achieve financial freedom.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:29] Wealth philosophy transformation.

    [00:03:55] Spending habits and control.

    [00:09:49] Financial rock bottom and recovery.

    [00:12:12] Juicier life through financial change.

    [00:17:12] Paying off $150,000 debt.

    [00:20:35] Financial discipline and spending habits.

    [00:25:23] Building assets for children.

    [00:26:18] Kids learning financial responsibility.

    [00:31:59] Personal growth through travel.

    [00:33:36] Leaving family for personal growth.

    [00:38:04] Financial peace and freedom.

    [00:42:30] Coachability in financial transformation.

    [00:44:46] Show up and take action.

    [00:46:57] Building wealth strategies.

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    47 min
  • #284 - Millionaire Debunks How To Get Rich Fast Myths
    Nov 11 2025

    In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares valuable insights on building wealth and achieving financial freedom. He emphasizes the importance of focusing on a core income strategy rather than chasing multiple streams of income, and he highlights the significance of time and compound interest in the wealth-building process. Lloyd also discusses the concept of leverage as a powerful tool for financial growth. Listeners are encouraged to confront their financial knowledge gaps and learn the three essential components of wealth: making money, managing it, and growing it. Join Lloyd for an engaging discussion filled with practical strategies to transform financial stress into success.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

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    Timestamps

    [00:00:00] Introduction

    [00:02:21] Compound interest and leverage.

    [00:05:22] Wealth building through entrepreneurship.

    [00:08:36] Time makes you rich.

    [00:10:04] Geo-arbitrage for wealth building.

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    11 min
  • #078 - Knowledge is Power In the Investing Game
    Nov 6 2025

    In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights into overcoming common misconceptions about investing. He emphasizes that many people find investing hard and scary, but with the right knowledge and strategies, it becomes manageable and empowering. Lloyd introduces Leisike, an international student and mother of two from New Zealand, who joins the conversation to share her experiences and excitement about being in the studio for the first time. Together, they discuss the importance of financial education, the pillars of wealth creation, and the transformative power of taking control of one’s finances. Tune in for valuable tips on achieving financial freedom and making your money work for you!

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:04] Money mindset transformation.

    [00:06:28] Worthiness and financial responsibility.

    [00:11:08] Good stewardship of money.

    [00:12:59] Money management breakthroughs.

    [00:16:17] Investing for family adventures.

    [00:29:16] Money-making algorithm steps.

    [00:36:25] Podcasting as a tool for connection.

    [00:43:23] Creating a legacy culture.

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    45 min
  • #282 - Ask A Millionaire Segment
    Nov 4 2025

    In this episode of Money Grows on Trees, Lloyd James Ross breaks down one of the biggest money misconceptions, treating your investments like a business. He helps a single mom navigate how to pay off debt, create new income streams, and start investing smartly. From learning what problems you’re already good at solving to understanding why investing isn’t a “get rich quick” move, this chat is full of real-world money wisdom and practical steps to build long-term wealth the smart way.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:05:40] Helping a single mom create a financial game plan

    [00:09:10] Active income vs. passive wealth

    [00:13:25] Why investing isn’t a “get rich quick” move

    [00:17:05] How to identify the problems you’re best at solving

    [00:21:30] Building confidence around money decisions

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    29 min