On One Percent Answers, host AJ Clores shares a clear, beginner friendly roadmap for getting started in the stock market in Australia, even if you are beginning with around 100 dollars. This step by step tutorial keeps things practical and hype free, showing how small, consistent deposits can stack up over time through diversification, dollar cost averaging, and a simple, repeatable plan.

AJ tailors everything to the Australian landscape. He covers choosing a local broker, understanding CHESS sponsorship versus custodian platforms, navigating common ASX first parcel minimums often around 500 dollars for a new holding, and smart ways to start small such as pooling a few deposits, using micro investing apps, or tapping brokers that support fractional US shares for global exposure. You will also hear plain English explanations of fees, automation, and risk basics like time horizon, diversification, and volatility, plus Australian tax essentials such as the capital gains discount after 12 months, franking credits, and why completing a W8BEN form can reduce US withholding on eligible dividends.

AJ speaks from real world experience. He has grown a stock portfolio to 600 thousand dollars, which contributes to his 3.1 million dollar net worth. His focus here is not hot tips. It is helping you build a straightforward system you can actually stick to, from your first small deposit to a portfolio you are proud of.

By the end, you will have a calm, confidence building plan that fits an Australian investor’s reality, one you can start today, refine over time, and let compounding do the heavy lifting.

General information only, not financial advice. Consider your objectives and circumstances, and seek professional advice where appropriate.

Hosted on Acast. See acast.com/privacy for more information.

Ever wondered how to grow a million-dollar business in Australia starting with nothing? In this episode, I break down the exact steps, strategies, mindset shifts, and tools I used to scale my business to $1M in revenue. Whether you're a solo founder, side hustler, or early-stage entrepreneur, this Aussie playbook is packed with actionable insights that actually work in the real world.

You'll learn:

✅ How to validate your business idea in the Australian market

✅ The key growth levers that took me from zero to $1M

✅ The biggest mistakes to avoid when scaling

✅ Marketing and sales strategies that work for Aussie businesses

✅ What I wish I knew before hitting 7-figures

This isn’t theory it’s real, raw, and based on my personal journey as a founder in Australia. If you’re dreaming of building a 6 or 7-figure business, this episode is your roadmap.

Hosted on Acast. See acast.com/privacy for more information.

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In this episode, we dive into one of the biggest financial debates in Australia: shares or property—what builds wealth faster in 2025? With rising interest rates, shifting markets, and new tax rules, the game has changed for Aussie investors.

We break down the pros and cons of each investment type, explore real examples, and reveal which strategy could offer the best returns in today’s economy. Whether you're a first-time investor or looking to grow your portfolio, this episode will help you make smarter, more informed decisions.

We cover:

• How leverage works differently in shares vs property
• Tax advantages and cash flow considerations
• Upfront costs, risk profiles, and long-term returns
• Key questions every investor should ask themselves before diving in

Tune in to find out which asset class could build your wealth faster in 2025 and what might be right for you.

Hosted on Acast. See acast.com/privacy for more information.

In this episode, I share the real and often overlooked journey of building lasting wealth in my 20s — not through hype or shortcuts, but through quiet discipline, hard lessons, and long-term thinking.

From a modest academic background and several failed business ventures, to a pivotal investment decision that changed my trajectory — this conversation explores the mindset and strategies that led to a seven-figure portfolio in property and stocks, and my entry into property development.

You'll also hear answers to audience questions around investing, financial discipline, and navigating early setbacks — insights shaped by real-world experience, not theory.

If you're serious about building wealth in Australia and want to understand what it actually looks like behind the scenes, this episode is for you.

Hosted on Acast. See acast.com/privacy for more information.