🎧 Why You Should NEVER Invest With Other Investors | The $250K Lesson Every Canadian Needs to Hear
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

When it comes to real estate investing, one of the biggest risks isn’t the property—it’s who you trust with your money. In today’s episode, Wayne and Gabby discuss a heartbreaking story from a listener who lost $250,000 investing with the wrong people and how investors can protect themselves from making the same mistake.

This episode exposes the harsh truth about unqualified investors raising capital, social media “gurus,” and the dangers of trusting influencers over your own education. Wayne also breaks down how investors can make smarter, safer decisions by learning the fundamentals and understanding the numbers.

🧠 What You'll Learn in This Episode

• Why you should never invest with other investors—and the $500 million mistake happening across Canada

• The rise of fake confidence and bad advice in Facebook groups

• How to spot unqualified or overconfident investors raising money online

• Why understanding the fundamentals and the 5% Rule™ protects your capital

• How education and data-based decision-making prevent financial losses

• A listener’s story of resilience and lessons learned after losing $250K

• How to properly analyze risk, ROI, and demand before investing

• The truth about townhouses with vs. without condo fees—and how to evaluate each objectively

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 Red Deer Real Estate: The Hidden Goldmine Between Edmonton and Calgary
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Red Deer might be Alberta’s most overlooked real estate market — but that’s exactly what makes it exciting. In today’s episode, Wayne & Gabby sit down with Krystal Kromm, investor-focused Realtor and active investor in Central Alberta, to break down why this mid-province market is starting to catch serious investor attention.

They dive into the latest stats, shifting market conditions, and how new city council decisions could open (or limit) housing opportunities — from garage suites and secondary suites to purpose-built rentals. Whether Red Deer grows in density or stays tight on inventory, both outcomes create opportunities for smart investors who understand timing and strategy.

🧠 What You'll Learn in This Episode

• Why Red Deer is becoming a strategic middle ground for investors between Edmonton and Calgary

• How recent municipal elections and housing policies could shape the city’s growth

• Market data: inventory up 32%, sales up 3.5%, and prices holding around $400K (+11% year-over-year)

• Where the sweet spot for investors lies — detached homes in the $350K–$400K range

• How new apartment builds may cool the 1–2 bedroom rental segment

• Why garage suites and secondary suites could be the next major opportunity

• What keeps Red Deer’s rental demand high and vacancy rates low

• The investor mindset: understanding how fewer builds can actually create more opportunity

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax Help: www.finngo.com/rei
Submit a Question: info@reimorningshow.com

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca 📧 keaton@kbmortgages.ca 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249 📧 info@chmic.ca 🆔 FSRAO License Nos. 13267 & 13268

🎧 How to Winterize Your Rental Properties (and Avoid Costly Repairs This Winter)
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

As the temperatures drop, Wayne and Gabby walk you through everything you need to do to winterize your rental properties before costly surprises hit. From draining outdoor lines to scheduling furnace maintenance, this episode breaks down the essential seasonal checklist every landlord needs to protect their investment.

They also answer a listener’s question about joint ventures — specifically, how to respond when a money partner asks, “Why should I invest with you instead of just buying my own property and hiring a property manager?” Wayne delivers a powerful coaching moment on confidence, trust, and the emotional side of selling yourself as an investor.

🧠 What You'll Learn in This Episode

• Why winterizing your properties protects your bottom line

• The most common (and expensive) landlord mistakes during winter

• How to schedule seasonal maintenance and inspections efficiently

• Which tasks are your responsibility—not your tenant’s

• Gabby’s complete winterization checklist for landlords

• How to answer the tough JV question: “Why not just hire a property manager?”

• Why confidence, not convincing, wins in joint venture conversations

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 Edmonton Real Estate Market Update with Calvin Hexter | Fall 2025 Trends & Investor Insights
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

This morning’s episode dives deep into the Edmonton, Alberta real estate market with special guest Calvin Hexter from Calvin Realty.
Wayne and Gabby discuss what’s really happening behind the numbers this fall—whether the market is cooling, balancing, or presenting new opportunities for smart investors. Calvin joins to share fresh MLS stats, inventory trends, and where the best fix-and-flip and townhouse deals are emerging right now.

Plus, Wayne shares a behind-the-scenes look at a powerful mentorship coaching call on retirement planning for real estate investors—how to reverse-engineer your goals, project future equity, and build a strategy for long-term financial freedom.

🧠 What You'll Learn in This Episode

• Current state of the Edmonton housing market heading into winter 2025

• How to interpret inventory and days-on-market data like a pro

• Why townhouses and fix-and-flips are surging in investor demand

• How to identify motivated sellers and spot MLS bonus commission opportunities

• Seasonality patterns investors should know when timing acquisitions

• Real-world retirement planning strategies for property investors

• The importance of critical thinking and forming your own market opinion

• Teaser: Possible upcoming Fix & Flip Education Event with Calvin & Calvert

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real-estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax Help: www.finngo.com/rei
Submit a Question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
➡️ Order Now

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers 13267 and 13268

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

In today’s powerful episode, Wayne and Gabby Hillier deliver what might be the most important message in Canadian real estate investing — why chasing more doors is one of the biggest traps in the industry, and why smart investors focus on return on investment (ROI) instead.

This show is a must-listen for every investor who wants to build real wealth and avoid the noise of “door-count” bragging. Wayne breaks down the math behind true investing success and exposes the gimmicks that mislead thousands of new investors.

He explains why smart investors measure returns, not doors, and how to shift your mindset to think like a professional investor. You’ll also hear practical insights on mortgage strategy, portfolio roadblocks, and how to plan your financing roadmap the right way.

• Why “more doors” doesn’t equal more wealth — and what to measure instead

• The math behind return on investment and how to calculate it properly

• How bad advice and “guru” marketing have misled investors

• Why real estate investing is a hands-on business (and why that’s a good thing)

• The importance of working with an investor-focused mortgage broker

• How to build a proper mortgage roadmap before buying your first property

• What to do when you hit the “mortgage wall” and can’t qualify for more

• How to get strong returns even without appreciation — the “apples and trees” analogy

• Why chasing status or speculation will kill your long-term wealth

• The mindset shift that separates professional investors from amateurs

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax Help: www.finngo.com/rei
Submit a Question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 How to Protect Yourself When Buying Off-Market & Wholesale Real Estate Deals
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

In today’s episode, Wayne and Gabby dive deep into one of the most misunderstood areas of real estate investing — buying off-market and wholesale deals. They explain how these contracts actually work, the biggest risks investors overlook, and how to protect yourself before sending a single dollar. Whether you’re buying directly from a wholesaler or negotiating an assignment deal, this conversation will help you invest confidently and avoid costly mistakes.

🧠 What You'll Learn in This Episode

• What “off-market” and “wholesale” really mean in Canadian real estate

• The difference between assignment deals and double closes

• How to protect yourself when buying from a wholesaler

• Why contracts should always be reviewed by a real estate lawyer

• What to do when a wholesaler asks for an upfront fee

• How to verify that funds are held in trust before sending money

• Red flags to watch for when working with new or unlicensed wholesalers

• When paying a wholesaler’s fee is 100% worth it — and how to tell if the deal still makes sense

💬 Also Discussed in This Episode

• How to hire, train, and pay remote agents to handle your in-person property tasks

• The importance of building clear SOPs (Standard Operating Procedures) for remote management

• How to do diligence on townhouse complexes before one comes up for sale

• Why investors should take action on what they learn daily instead of just consuming information

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 8-Week Remote Property Management Course:
👉 reimasters.ca

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License #13267 & 13268

🎧 Why Understanding Equity Changes Everything for Real Estate Investors
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

If there’s one concept that separates successful real estate investors from everyone else — it’s understanding how equity really works.

In today’s episode, Wayne and Gabby explain why equity is the foundation of real estate wealth and why so many people get stuck because they don’t truly understand it. Once you grasp this, everything about investing suddenly makes sense — how refinancing works, how to grow safely, and why real estate is such a powerful long-term wealth builder.

They also touch on the Grand Prairie market, share lessons on fix & flips, and remind listeners that clarity and education are the keys to avoiding costly mistakes.

🧠 What You'll Learn in This Episode

• What equity actually is — and how it builds wealth behind the scenes

• How borrowing against equity really works (refinance vs. HELOC)

• Why understanding loan-to-value (LTV) is essential to investing safely

• How “good debt” is repaid and why it’s not the same as consumer debt

• The 80% rule and why lenders limit you there for protection

• How misunderstanding equity leads to fear and missed opportunities

• Why understanding equity makes real estate investing finally click

• Bonus topics: Grand Prairie’s market cycles and flipping with contractors

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 Can You Run a Wholesaling Business While Working Full-Time?
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Ever wondered if you can juggle a full-time job while building a profitable wholesaling business? In today’s episode, Wayne & Gabby dive deep into the reality behind wholesaling — what it really is, how it works, and whether it’s actually sustainable as a side hustle.

They share first-hand insights from years of coaching new investors, real numbers from real deals, and honest talk about the time, systems, and mindset it takes to succeed. If you’ve ever searched “how to start wholesaling with no money”, this episode is your wake-up call and your roadmap.

🧠 What You’ll Learn in This Episode

• What wholesaling actually is — and what it isn’t

• The math behind assignment fees and deal spreads

• Why most wholesalers quit within six months

• Whether you can realistically wholesale with a full-time job

• How to structure your time, systems, and automation

• Using virtual assistants and call-answering services effectively

• The importance of partnerships & reinvesting profits to scale

• Why wholesaling is a business, not a quick side hustle

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real-estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com
Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca 📧 keaton@kbmortgages.ca 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249 📧 info@chmic.ca
🆔 FSRAO License Numbers 13267 and 13268