Épisodes

  • Business Planning 101: Taxes, Debt, And Survival Finance
    Sep 26 2025

    Key Takeaways:

    1. Handle downturns with strategy: Getting through tough economies takes creativity, planning, and smart debt management.
    2. Balance cash and debt: Keeping a healthy ratio of cash to debt is key to staying stable.
    3. Plan before paying off debt fast: In uncertain times, careful planning matters more than rushing to pay down debt.
    4. Compare interest and earnings: Look at the interest rate on your debt versus what your cash could earn before deciding to pay it off.
    5. Focus on long-term goals: Make choices that support your future financial security, not just short-term tax breaks.

    Chapters:

    Timestamp Summary

    0:00 Creative Strategies for Surviving Economic Transitions

    1:49 Balancing Debt Repayment and Investment Returns in Business Finance

    3:23 Strategies for Managing Debt and Cash Flow in Business

    6:56 Awareness and Non-Judgment in Business Financial Decisions

    7:35 Strategies for Managing Debt and Enhancing Business Growth

    8:58 Strategic Debt Management for Entrepreneurs

    Powered by ReiffMartin CPA and Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

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    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

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    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    12 min
  • From Fragile Fiat to Scarce Bitcoin: Two Paths, Two Futures
    Sep 24 2025

    Key Takeaways:

    1. See markets as living systems: Markets don’t act like simple machines. Investors who notice their changing patterns often find hidden opportunities.
    2. Stress can mean opportunity: Market ups and downs, like stress, can signal chances to build wealth if you know how to handle them.
    3. Create your own strategy: Thinking differently from the crowd and building a unique approach can lead to higher returns, known as alpha.
    4. Watch for new money systems: Digital money like Bitcoin offers protection from central banks and opens new investment possibilities.
    5. Stay flexible and open to change: Adapting to both personal and global shifts helps investors succeed in a fast-changing financial world.

    Chapters: Timestamp Summary

    0:00 Understanding Market Evolution Through Human Behavior and Hormesis

    4:48 Embracing Stress and Volatility in Investing

    7:07 Achieving Alpha by Embracing New Paths and Principles

    10:06 Building in Untamed Areas and Investment Challenges

    10:38 Managing Stress and Volatility for Investment Success

    11:53 Finding Calm Amidst Chaos and Preparing for Uncertainty

    13:53 Adapting to the New Financial System and Economic Opportunities

    18:29 Bitcoin’s Role in a New Economic System

    24:09 Civilization’s Evolution and Its Impact on Financial Markets

    27:03 Managing Fear and Embracing Change in Investment Strategies

    Powered by Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    29 min
  • Business Planning 101: Cutting Costs Without Cutting Growth
    Sep 19 2025

    Key Takeaways:

    1. Spend wisely: Businesses should cut unnecessary costs but keep investing in areas that support growth
    2. Keep marketing strong: Cutting marketing during tough times can hurt. Staying visible helps a business stay resilient.
    3. Work with vendors: Talking with vendors and negotiating better terms can lower expenses when money is tight.
    4. Combine finance and creativity: Matching financial planning with creative efforts makes marketing more effective and resources go further.
    5. Get expert advice: A skilled CPA can review expenses, suggest improvements, and give guidance on smart negotiation.

    Chapters:

    Timestamp Summary

    0:00 Strengthening Business While Cutting Costs for Efficiency

    1:00 Texas as a Self-Sufficient Economy

    2:05 Distinguishing Essential Business Investments from Non-Essential Expenses

    3:37 Balancing Marketing Strategies with Financial Prudence

    6:36 Negotiation Strategies and Financial Guidance for Entrepreneurs

    9:01 Accounting Conversations and Meditation Tips for Business Owners

    Powered by ReiffMartin CPA and Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    12 min
  • Scarcity, Cycles, and Wealth: Rethinking Money in 2025
    Sep 17 2025

    Key Takeaways:

    • Money power keeps shifting: History shows financial centers moved from the British pound to the US dollar, and now toward digital currencies.
    • Look at markets like natural cycles: Seeing financial systems through cycles and patterns gives deeper insight than just following headlines.
    • Bitcoin-backed stablecoins may reshape banking: They could challenge traditional banks by offering a stronger and more stable foundation.
    • Use the generator-battery-utility model: This approach can help people manage savings more effectively in a changing economy.
    • Governments may take over more companies: During tough times, nations often protect themselves by nationalizing businesses as part of a repeating cycle.

    Chapters:

    Timestamp Summary

    0:00 Rethinking Money and Financial Systems in the Digital Era

    9:05 Investing with Emotional Awareness and Market Flow

    12:54 Bitcoin-Based Credit Systems and Their Impact on Traditional Banking

    19:39 Building Wealth with the Generator Battery Utility Model

    25:43 The Cyclical Nature of Nationalization and Economic Reconstruction

    Powered by Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    31 min
  • Business Planning 101: Cash Flow is King
    Sep 12 2025

    Key Takeaways:

    1. Keep a cash safety net: Set aside three to six months of expenses to stay stable during economic changes.
    2. Know your industry trends: Understanding how money flows in your industry helps you predict revenue and manage cash better.
    3. Invest reserves safely: Put extra cash in low-risk, easy-to-access places so it’s available when you need it.
    4. Review finances regularly: Use simple tools like spreadsheets to track money and keep forecasts accurate.
    5. Manage cash strategically: Smart cash planning helps businesses stay focused on serving customers and supporting employees during tough times.

    Chapters:

    Timestamp Summary

    0:00 Managing Business Finances in a Slowing Economy

    2:29 Balancing Cash Reserves and Strategic Business Growth

    4:51 Building Financial Reserves and Investment Strategies

    6:15 Predicting Cash Flow Through Regular Financial Review

    8:44 Exploring AI and QuickBooks for Financial Projections

    9:51 AI Conversations and Business Finance Tips

    Powered by ReiffMartin CPA and Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    12 min
  • Harvesting Volatility Using Options - The New Yield Curve
    Sep 10 2025

    Key Takeaways:

    • The options yield curve is a powerful tool: It offers a way to earn high returns in today’s markets, providing a modern alternative to old interest-rate-based strategies.
    • Sell options on liquid assets: Selling options on assets like Bitcoin or the S&P 500 can be like running a renewable energy plant—using market ups and downs to create steady income.
    • Read market emotions and patterns: Knowing how emotions, seasonal trends, and the volatility risk premium work can help you time your investments better.
    • Profit from volatility gaps: The difference between implied and realized volatility can be an opportunity for gains, especially in emotional markets.
    • Blend defense and offense in strategy: Taleb’s approach focuses on protecting against losses, while Washington’s uses emotional energy for gains—together they make a strong market strategy.

    Chapters:

    Timestamp Summary

    0:00 Understanding the Options Yield Curve in Modern Finance

    3:19 Economic Depression and the Impact of Low Interest Rates

    5:19 Emotional Energy and Market Volatility as Waves

    9:23 Understanding Volatility Risk Premium in Bitcoin Options Trading

    17:02 Emotional Strength and Market Strategies for Financial Success

    Powered by Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    21 min
  • Playing the Long Game – When Does it Make Sense to Buyback Shares from Investors?
    Sep 5 2025

    Key Takeaways:

    1. Plan an exit strategy early: Agree with business partners ahead of time on how to handle transitions so changes go smoothly.
    2. Learn from Rockefeller’s example: Strategic buying can be a smart way to reshape and grow a business.
    3. Combine discipline with emotional intelligence: Managing money well and handling emotions wisely can make partnerships and operations more successful.
    4. Work with the right people: Choose partners or employees who share your values and vision to support long-term growth.
    5. Value different perspectives: Appreciating different personalities and viewpoints can lead to more innovation and business success.

    Chapters:

    Timestamp Summary

    0:00 Strategies for Buying Out Business Partners

    3:37 John D. Rockefeller’s Clever Business Takeover Strategy

    4:49 Navigating Business Partnerships and Finding the Right Fit

    6:58 Building Intelligent Organizations Through Emotional Intelligence and Diversity

    10:04 Exxon’s Legacy of Consistent Dividends Since 1882

    Powered by ReiffMartin CPA and Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    12 min
  • How to Beat the Market - Made Simple
    Sep 3 2025

    Key Takeaways:

    1. Markets aren’t just machines: Traditional finance sees markets as fixed and predictable, but they also run on energy and emotions.
    2. Perfect balance is a myth: Markets are never fully accurate because human emotions and irrational behavior always affect prices.
    3. Think of markets like living systems: They change constantly, shaped by money movement, value, emotions, and liquidity—similar to nature’s cycles.
    4. Use the resonance meter: This tool helps spot when market conditions line up, making it easier to plan smart investments.
    5. Stay emotionally steady: Understanding market moods and keeping your emotions in check can make your investment strategies stronger than just relying on data.

    Chapters:

    Timestamp Summary

    0:00 Challenging Traditional Finance Models with a New Market Perspective

    7:45 Challenging Materialistic Science and Embracing Consciousness

    13:03 Understanding Markets as Living Systems and Energy Allocation

    18:06 Intuition and Indicators: Understanding Market Resonance

    21:51 Emotional Stability and Market Rhythms in Investment Success

    Powered by Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    27 min